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Monzo: Business Account reviews

Name: Business Account
Rating: 4.92 (1774 reviews)

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4.92

Based on 1,774 reviews, last reviewed 13th Mar 2026

38100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Excellent service Account very easy to open. Plenty of information about the account always available. Reminders about upcoming payment and receipts invaluable. Reviewed on: 13th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1774)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Best bank on line

No hassle good service excellent customer service Reviewed on: 1st March 2023

Not 1 foot wrong

Grate bank couldn’t run my business or personal finance with out them very helpful Reviewed on: 1st March 2023

A perfect business partner

Very accessible and affordable for a small business like mine. All I need from a bank and values that chime with those of my business. It’s like they were made for my business!! Reviewed on: 1st March 2023

Game changer

Monzo Business has massively simplified my business banking. There are many benefits to Monzo but as a self employed person, just being able to deduct Tax (or any amount) at the point of income into a seperate pot is such a time saver and provides peace of mind when it comes to having enough set aside. Reviewed on: 1st March 2023

Mr s m apps

Absolutely easy to use and straightforward Reviewed on: 1st March 2023

Great for multiple businesses

The simplicity of switching between my business accounts makes keeping track of my finances a lot simpler Reviewed on: 1st March 2023

Tech is good, but comes at the expense of the personal touch

Monzo tech is good, maybe the best of all banks but like all large companies nowadays it comes at the expense of something very important - the human touch. I'm tired of only speaking to computers. Reviewed on: 1st March 2023

Great bank.

Honestly couldn’t recommend them enough. Easy to use. Easy to send and receive money. No waiting weeks for refunds. Have recommended them and the business app whenever someone asks. Reviewed on: 1st March 2023

Great

Fantastic bank, really nice to have Reviewed on: 1st March 2023

Free and easy to use

Works seamlessly with my personal account, easy to use and manage. Reviewed on: 1st March 2023

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