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Monzo: Business Account reviews

Name: Business Account
Rating: 4.92 (1774 reviews)

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4.92

Based on 1,774 reviews, last reviewed 13th Mar 2026

38100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Excellent service Account very easy to open. Plenty of information about the account always available. Reminders about upcoming payment and receipts invaluable. Reviewed on: 13th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1774)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Can't imagine life without it!

As a sole trader, my Monzo business account is so integral to my work that I can't imagine not using it! From separating a percentage of income into a tax pot automatically to being able to send smart and professional invoices easily all from my phone, Monzo's business account has been a game changer. Reviewed on: 1st March 2023

Very very good

Been using Monzo now for 6 months and love it .... easy to set up and use and apps great Reviewed on: 1st March 2023

Easy breezy

The process could not have been less daunting. I can manage my business finances with ease…. Real-time data, integration with my accountants software- set up within a day! Not to mention how beautiful the card is! Ha ha. Reviewed on: 1st March 2023

Easiest business money management account ever

Things I LOVE: I can send payment links instantly: I can send instant invoices with a pay by card link; I can instantly have income sorted to cover tax, NI, subscriptions - everything - automatically. I can instantly Check what’s due and what’s paid - and all in my phone. The account makes it SO easy to get paid and make sure I have enough put away for things I would forget about (ADHD!) that I would recommend Monzo to anyone starting their own business. Fantastic. Reviewed on: 1st March 2023

Best bank ever

Easy to use, quick, smart and overall great for both my business and personal use Reviewed on: 1st March 2023

Easy to use value for money

Monzo is very user friendly both home and abroad. Very good app and service. Reviewed on: 1st March 2023

Brilliant banking

I’ve found monzo the best I’ve ever used! I use it absolutely everywhere, holidays, business, shopping. So reliable and even converts currency, it’s just amazing. Reviewed on: 1st March 2023

Monzo- The Best Bank. Full stop.

There are no other bank that’s service, features and overall usability matches Monzo in my eyes. The app is so easy to use, has loads of great features that other banks are severely lacking (Pots, Salary Sorter etc), every time I have needed to contact support (which is rare!) they have always helped me very promptly and Peter my issues with no problem at all. Reviewed on: 1st March 2023

Simple Banking

Top notch service, super simple Banking... Love them would recommend to everyone!! Reviewed on: 1st March 2023

Amazing

What's better than a digital bank - Monzo Reviewed on: 1st March 2023

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