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Monzo: Business Account reviews

Name: Business Account
Rating: 4.92 (1774 reviews)

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4.92

Based on 1,774 reviews, last reviewed 13th Mar 2026

38100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Excellent service Account very easy to open. Plenty of information about the account always available. Reminders about upcoming payment and receipts invaluable. Reviewed on: 13th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1774)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Helped me loads !

The different pots etc are an amazing tool , also useful it calculated your total balance too Reviewed on: 27th February 2023

Slick, easy and free. What more do you need?

Had an excellent experience so far, good integrating with accounting apps also! Reviewed on: 26th February 2023

Best challenger bank!

Easy to apply and set up, app is top notch, works very well for my business. Reviewed on: 26th February 2023

Monzo to my rescue.

Needed business accounts for my businesses and Monzo came to my rescue. I can do just about anything to keep track of my money and that is very important to me. Reviewed on: 26th February 2023

Best bank

Monzo are easily the best bank. Reviewed on: 26th February 2023

Best bank I've used

I have used Monzo for my business account and find their app to be really easy and simple to use, great account features and their support is fantastic - if someone not available at the time they come back really quick. Already recomend to people who now use. Reviewed on: 26th February 2023

Just so easy

Never had banking so easy! Cuts down on the time spent in the office trying to remember every receipt of the day. I know where I’m up to every minute of the day. Definitely a must for a Sole Trader like me. Keep the good work up! Reviewed on: 26th February 2023

I love Monzo Business Account

Very Easy to use and straightforward. Lovely interface Reviewed on: 25th February 2023

Super easy and helpful

I have been using monzo bussiness basically since it started up, its been super helpful to easily see when I am paid, automatically organise things for tax, savings etc. (I am a contactor). The customer support is the best I have ever had and I shopped around for a self employed bussiness account for a few years before settling with them. It also makes it super easy to log the recipts for company expenses to send later for reimbursement and to organise my spending into reimbursable and bussiness so I can get an accurate and up to date look at hoe everything is going. I can chose to exclude all of the reimbursable expenses from my statistics so it's more accurate without a lot more effort. Over all just an amazing bussiness account Reviewed on: 25th February 2023

Great bank

Provides all my business banking needs and on hand customer service support Reviewed on: 25th February 2023

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