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Monzo: Business Account reviews

Name: Business Account
Rating: 4.92 (1774 reviews)

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4.92

Based on 1,774 reviews, last reviewed 13th Mar 2026

38100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Excellent service Account very easy to open. Plenty of information about the account always available. Reminders about upcoming payment and receipts invaluable. Reviewed on: 13th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1774)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

easy & convenient banking

I hold personal and multiple business accounts and all of my accounts are managed under one logon which is very convenient and efficient plus the free banking with no strings attached. very please with the customer care service. Reviewed on: 24th February 2023

user friendly

Easy to label expenses and allows you to create saving pots. easy to use interface. Reviewed on: 24th February 2023

The only bank people should use.

A simple solution for an area of life that should have been simplified a long time ago. Reviewed on: 24th February 2023

Outstanding

Great challenger bank. Never had any issues with Monzo. We will continue to use Monzo until another company can provide a better service. Impossible Reviewed on: 24th February 2023

Just so easy

From the application process, to the apps features and its integration with accounting software, Monzo have got it spot on. Highly recommended. Reviewed on: 24th February 2023

Excellent very easy to use

Find Monzo very easy to navigate and has made keeping track of my bussiness banking transactions much simpler. Would highly recommend to busy businesses. Reviewed on: 24th February 2023

All you will ever need

Does everything that you’re business requires and more Reviewed on: 24th February 2023

A great online bank for small business

I love my Monzo business account. From putting money into pots where I can direct debit my tax it other payments to syncing clear payment links so I can receive money from clients. It is very functional and a lot cheaper than most business account while offering much more Reviewed on: 24th February 2023

Makes everything easier

I think the Monzo app is great, the whole system makes keeping track of my business spending so much easier and cleaner and I love that I can automatically download all the transactions into a spreadsheet! Saves me so much time inputing data. Reviewed on: 24th February 2023

Great

Can’t fault them except for the colour of the card Reviewed on: 24th February 2023

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