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Monzo: Business Account reviews

Name: Business Account
Rating: 4.92 (1775 reviews)

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4.92

Based on 1,775 reviews, last reviewed 14th Mar 2026

38200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Does what I need it to no fuss great app Does what I need it to no fuss great app Reviewed on: 14th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1775)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Easy Banking

So glad I signed up with Minzo. Speedy payments and deposits plus clear, detailed, live account detail. Would fully recommend. Reviewed on: 24th February 2023

Monaco has completely changed our business

Amazing functionality. Light years ahead of the high street banks Reviewed on: 24th February 2023

Exceptional service!

Starting my business journey, back in august 2020, I sought help to open a business account with the bank I’d used from the age of 16. They were not helpful on this, and I felt there were too many obstacles for me at that time. I looked into opening up a Monzo business account, and it was simple from the get go. The service is user friendly, self explanatory and easy to use and I have found that to be the case throughout my experience using Monzo to date. Having such an easy to use bank account has made business life so much easier, and much less stressful when end of year comes around. Should it not have been so easy to set up initially, I’m unsure if the stress of opening a business account could have meant my business never being a business! Thank you Monzo for helping me on my journey to success! Reviewed on: 24th February 2023

Easy, innovative, helpful

I love having Monzo as my business bank. They cover the basics but go way beyond and make the end to end experience simple with their innovative apps, products and services Reviewed on: 24th February 2023

Brilliant, easy, affordable.

Best online bank around!

Nothing but love for monzo. Had bad experiences at several other banks but since switching to monzo it’s just been seamless! Reviewed on: 24th February 2023

A brilliant bank

Monzo has changed the way banks should bank! Just brilliant, very easy to use, very helpful too. Reviewed on: 24th February 2023

Clear and simple

Very easy to use, to make and receive payments is easy peasy, seeing outward payments in advance help’s budgets and weekly/daily planning Reviewed on: 24th February 2023

Amazingly simple, secure and friendly banking

Complete visibility, total control and extremely easy navigation and use of the app tools - meaning we can spend more time doing what we should be doing! Reviewed on: 24th February 2023

Excellent banking app

Makes running a business so much easier Reviewed on: 24th February 2023

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