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Monzo: Business Account reviews

Name: Business Account
Rating: 4.92 (1775 reviews)

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4.92

Based on 1,775 reviews, last reviewed 14th Mar 2026

38200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Does what I need it to no fuss great app Does what I need it to no fuss great app Reviewed on: 14th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1775)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Amazing bank with really promising future

This bank is awesome. I would rate them a 100%. I Love how smooth and easy it is to use the app, it's very user-friendly Customer service is top notch and timely. Appreciate how Monzo looks out for our business and personal finance. I hope they get the best back as they give it Reviewed on: 23rd February 2023

Great service

Easy to use. Customer service is great. Reviewed on: 21st February 2023

Amazing bank

I’ve been with Monzo right from the start and always loved it… I now have 2 business accounts with them and their safety measures are spot on! Reviewed on: 20th February 2023

Business banking as it should be

helps me manage my money and lets me focus on just running my business. Switched to Monzo this year as other banks don't offer the same level of customer service. Reviewed on: 16th February 2023

Amazing caring bank

Monzo are the future an amazing caring bank there for you Reviewed on: 16th February 2023

Best biz account out there!

Really enjoying the easy UI and the superior customer support. Reviewed on: 16th February 2023

Best business bank out there!

They’ve recreated the same fantastic user experience in business banking as they have done in personal banking. Later to fully launch than competitors (Starling) but a far superior experience! Worth waiting for and definitely worth switching to Reviewed on: 13th February 2023

Want to lose money join monzo

Created a business account great Set up stripe to take payments from customers great Received payment's taken over £500 nope and 15 days later still not had a penny customer service telling me it takes time for first stripe payment well it’s coming up to 20 days and nobody not a soul in customer service wants to help instead I am asked to wait ? Wait for what ! Avoid at all costs ! Reviewed on: 13th February 2023

Simple business banking

Tax pots are a god send Integrations with Stripe and Xero is game changing too Reviewed on: 8th February 2023

Great Business Banking App for my Ltd.

I have a consulting firm and use the Monzo Business PRO £5/month account to do all my accounting and keep track of how I am spending. Reviewed on: 30th January 2023

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