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Monzo: Business Account reviews

4.92
Based on 1,775 reviews, last reviewed 14th Mar 2026
38200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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2%
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2 star
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1%

Latest highest rating:

5

Does what I need it to no fuss great app Does what I need it to no fuss great app Reviewed on: 14th March 2026
Kunal B's avatar
Kunal B

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1775)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

5
Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Best Business Bank out there

5
Never had a problem with Monzo, they were amazing when I wanted to close one business account to open a different one due to the first business failing. Reviewed on: 12th March 2022

Responsible banking and no horrible phone system

5
Great bank, modern and keeps your money safe. Future more they don’t have any slow phone procedures and insane security like RBS. They have a solid wall protecting you and your data and also no dumb plastic authentication modules as its 2022. Reviewed on: 12th March 2022

Excellent service and feautres

5
Great features, easy to use and contains excellent budgeting and spending tracking features. Ability to attach photos of receipts to specific transactions very useful too. Reviewed on: 12th March 2022

The best

5
Monzo is the Best in everything, easy to use ❤️❤️❤️ Reviewed on: 12th March 2022

Monzo the greatest !

5
Superb easy banking , one less headache in business! Reviewed on: 12th March 2022

Amazing

5
Amazing services , easy banking. Reviewed on: 12th March 2022

Amazing bank

5
Everything and more a customer could ask for Reviewed on: 12th March 2022

All you need in a bank account

5
Fantastically easy to use and some brilliant features. All useful and I didn’t even know I need them. Reviewed on: 12th March 2022

10/10

5
10/10, any problems are automatically resolved, couldn’t complajn Reviewed on: 12th March 2022

The best

5
I am proud to have an account with Monzo Reviewed on: 11th March 2022

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