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Monzo: Business Account reviews

4.92
Based on 1,775 reviews, last reviewed 14th Mar 2026
38200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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2%
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2 star
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1%

Latest highest rating:

5

Does what I need it to no fuss great app Does what I need it to no fuss great app Reviewed on: 14th March 2026
Kunal B's avatar
Kunal B

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1775)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

5
Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Great Business Account

5
Easy to access. Easy to categorise. Great bank account. Reviewed on: 11th March 2022

Best, easiest banking ever

5
Easiest, simplest, most intuitive banking experience ever Reviewed on: 11th March 2022

Excellent Bank

5
Brilliant app, fantastic customer services. Monzo Buisness and current accounts are well managed with a lot of excellent benefits. Tools within the accounts are fantastic Reviewed on: 11th March 2022

Mr

5
Super Cala fragile list stick XP à la dough sure‘s Reviewed on: 11th March 2022

Easy

5
I got my account for more than few years,and they really helped me when I need and it’s super easy to use.thank you Monzo Reviewed on: 11th March 2022

First choice

5
Business and personal banking made easy and transparent. Really cannot fault Monzo in any way, or even recommend an improvement. First class service and support Reviewed on: 11th March 2022

Modern Banking

5
Banking via the app is easy and seamless. Reviewed on: 11th March 2022

Busy life simply banking

5
I have the busy lifestyle life... Never sitting down so I needed a bank app that teflexed the quick life I have.... Deposits withdrawals transfer both UK and abroad monzo are super quick and so easy.... One day I'll relax but for now Monzo motors me Reviewed on: 11th March 2022

Excellent bank from day one

5
Never had a problem with them if I ever had a problem with my transactions they sorted it out for you no hassle Reviewed on: 11th March 2022

It just works

5
The account works when I need it. It means I spend less time on finance things and more time on my business Reviewed on: 11th March 2022

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