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Monzo: Business account reviews

4.83
Based on 2,137 reviews, last reviewed 3rd May 2026
5% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026
Noa bc's avatar
Noa bc

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

Monzo have a business account that can be opened on the same day you apply for it.

With the Monzo business account, you have a range of options for making and receiving payments, there are tax and accounting tools and you can earn interest on your savings.

Monzo business account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Business account reviews (2137)

Professional and excellent service

5
I looked at many Business Bank accounts, before eventually deciding on Monzo. They were extremely helpful with my application and I am delighted to have opened 2 x accounts with them. I would highly recommend Monzo to anyone looking to open a new account for their business. Reviewed on: 1st March 2023

Monzo is unbeatable.

5
I can't believe I didn't switch to Monzo earlier. I moved from a typical high street bank that I'd been using for 16 years and I've had nothing but stellar service from day one. The bank account setup was effortless and the app itself is flawless. The ability to open new saving accounts instantly is something I've never been able to do before. Customer service is always instantaneous and I don't have to spend 30minutes waiting on the phone and answering security questions. I am particularly pleased that you can now have bank accounts for 3 businesses so I also plan on switching my business banking to Monzo alongside my personal banking. Can't wait to see what features are released in the future! Reviewed on: 1st March 2023

The most convenient banking I ever used

5
The most convenient UI mobile banking I ever used. 10/10 user experience. Reviewed on: 1st March 2023

Best bank on line

5
No hassle good service excellent customer service Reviewed on: 1st March 2023

Not 1 foot wrong

5
Grate bank couldn’t run my business or personal finance with out them very helpful Reviewed on: 1st March 2023

A perfect business partner

5
Very accessible and affordable for a small business like mine. All I need from a bank and values that chime with those of my business. It’s like they were made for my business!! Reviewed on: 1st March 2023

Game changer

5
Monzo Business has massively simplified my business banking. There are many benefits to Monzo but as a self employed person, just being able to deduct Tax (or any amount) at the point of income into a seperate pot is such a time saver and provides peace of mind when it comes to having enough set aside. Reviewed on: 1st March 2023

Mr s m apps

5
Absolutely easy to use and straightforward Reviewed on: 1st March 2023

Great for multiple businesses

5
The simplicity of switching between my business accounts makes keeping track of my finances a lot simpler Reviewed on: 1st March 2023

Tech is good, but comes at the expense of the personal touch

4
Monzo tech is good, maybe the best of all banks but like all large companies nowadays it comes at the expense of something very important - the human touch. I'm tired of only speaking to computers. Reviewed on: 1st March 2023

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