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Monzo: Business Account reviews

Name: Business Account
Rating: 4.88 (1505 reviews)

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4.88

Based on 1,504 reviews, last reviewed 27th Feb 2026

11600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Great business account for small businesses Monzo’s business account meets all my needs as a small business and gives me confidence that my money is safe. Their banking app is simple to use and ... Read more Reviewed on: 27th February 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1504)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

In more than 5 years of using Monzo Bank services

In more than 5 years of using Monzo Bank services, I was never let down. Exemplary approach and the features are unlike any others. Impeccable and I hope they keep this standard forever. Reviewed on: 5th March 2025

Hot coral love

I love that I can split my money into pots to help me budget and keep within my means - I also love the ease with which I can send and receive money and share bills with my friends! Most importantly, I love to travel and being able to spend abroad so easily is my favourite thing! Reviewed on: 5th March 2025

Monzo business is the business

I find the invoicing system and tax pot so useful and easy to use. Reviewed on: 5th March 2025

Easy to use.

Easy to use. Good customer service. Reliable app. Reviewed on: 5th March 2025

Had to switch over from Barclays recently and Monzo...

Had to switch over from Barclays recently and Monzo business bank is light years ahead in terms of features and tools to help Reviewed on: 5th March 2025

The best around.

The best around. Such a smooth experience throughout your journey with Monzo Reviewed on: 5th March 2025

Fantastic service, smooth and good

Fantastic service, smooth and good Reviewed on: 5th March 2025

Love the 'pots'

Easy to use, love the 'pots', great app - and their social media is the best! Reviewed on: 5th March 2025

So far it’s excellent and professional

So far it’s excellent and professional Reviewed on: 4th March 2025

Monzo is simply the best.

Monzo is simply the best. And they can do more, and I'm sure you will. Reviewed on: 4th March 2025

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