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Monzo: Business Account reviews

Name: Business Account
Rating: 4.88 (1505 reviews)

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4.88

Based on 1,504 reviews, last reviewed 27th Feb 2026

11600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Great business account for small businesses Monzo’s business account meets all my needs as a small business and gives me confidence that my money is safe. Their banking app is simple to use and ... Read more Reviewed on: 27th February 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1504)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Really easy to work the accounts, easy set up tax po...

Really easy to work the accounts, easy set up tax pots, clear and’s straight forward, daily balance updates, notice of upcoming transactions Reviewed on: 16th April 2024

Best Professional experience i would definitely reco...

Best Professional experience i would definitely recommend Reviewed on: 16th April 2024

Really easy to navigate.

Really easy to navigate. Never had a problem Reviewed on: 16th April 2024

Cannot recommend Monzo enough

Cannot recommend Monzo enough - very straight forward to set up and customer service is fantastic Reviewed on: 16th April 2024

Monzo offers so much more than other banks!

Monzo offers so much more than other banks! The app is simple and it’s so easy to navigate! Reviewed on: 16th April 2024

I find everything with monzo very straight forward w...

I find everything with monzo very straight forward without all the dad of security overkill as remember passwords and codes. Face rec is perfect. Is there’s a problem the live chat is very helpful. Reviewed on: 16th April 2024

Personal touch.

Personal touch. Very easy to communicate and get support. Reviewed on: 16th April 2024

best banking experience I've ever had.

best banking experience I've ever had. At home and abroad. Good rates, great UX, fast, helping us save as a family and dare I say it...fun. Reviewed on: 16th April 2024

It is great but it took too long to open the busines...

It is great but it took too long to open the business account. Reviewed on: 16th April 2024

The Pots feature has been a game changer.

The Pots feature has been a game changer. It’s really helped me to manage my money better. By putting aside some aside into pots I’m able to see what I have left to spend on leisure activities. Reviewed on: 16th April 2024

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