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Monzo: Business Account reviews

Name: Business Account
Rating: 4.88 (1505 reviews)

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4.88

Based on 1,504 reviews, last reviewed 27th Feb 2026

11600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Great business account for small businesses Monzo’s business account meets all my needs as a small business and gives me confidence that my money is safe. Their banking app is simple to use and ... Read more Reviewed on: 27th February 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1504)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Super easy and transparent banking along with a wond...

Super easy and transparent banking along with a wonderful interface and services !! Reviewed on: 10th April 2024

Best and quick service, very easy process to open ac...

Best and quick service, very easy process to open account. Reviewed on: 10th April 2024

MONZO - A FIVE STAR BANK

MONZO is an excellent banking system. Whenever and wherever we are abroad Monzo gives us the Best Foreign Currency Exchange Rate. In business account it has created a plethora of pots to organise your payments hence racy to develop your Profit & Loss statement. Monzo Flex card provides a good credit limit and with the time it can be increased sensibly. A minor but important attribute, it’s debit/credit oranges edges allows you to locate your Monzo card easily. It’s Customer Services is second to none; as they ensue any problem is resolved and right help is provided. Opening a Monzo account is a piece of cake. Now you can deposit the Cash through over thousands of Post Office branches. A remarkable bank Reviewed on: 10th April 2024

Safe and easy to use.

Safe and easy to use. Made my business banking seamless Reviewed on: 10th April 2024

Happy Small Business Customer

Quick, easy and efficient to set up Reviewed on: 10th April 2024

I have been amazed with how easy it has been to use...

I have been amazed with how easy it has been to use the Monzo app. I usually struggle with using apps for online banking, but with Monzo I have not had a single problem. It has been easy to transfer money, they have protected me when they think that there has been unusual activity and I feel very safe Reviewed on: 10th April 2024

fast end efficient opening of 2 business accaounts,...

fast end efficient opening of 2 business accaounts, easy app to use and quick reaponse to chat questions Reviewed on: 10th April 2024

Brilliant service so far, great tools to use for bus...

Brilliant service so far, great tools to use for business Reviewed on: 9th April 2024

Everything is easy and straight forward

Everything is easy and straight forward Reviewed on: 9th April 2024

Cash deposits

The charge for depositing money I do not like. The daily limit for depositing cash is disappointing as well as the £1000 limit every 6 months Reviewed on: 9th April 2024

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