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Monzo: Business Account reviews

Name: Business Account
Rating: 4.94 (2136 reviews)

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4.94

Based on 2,136 reviews, last reviewed 20th Apr 2026

36550% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (2136)

Easy peasy

Easy peasy use in app, great customer service Reviewed on: 7th March 2026

I started my business in 2024 on a wing and a prayer...

I started my business in 2024 on a wing and a prayer, and very much no budget. Although I was with another bank (and had been for 20+ years), their offering was nowhere near what Monzo's was - the convenience, the benefits, user friendliness - it was a no brainer to step our of my comfort zone and try a new bank - and I'm so glad I did! Reviewed on: 7th March 2026

Brilliant Banking !!! ...

I've been with Monzo nearly 3 years now and found them really good. I've recommended my husband and children to them. There a brilliant business bank. The only small hick is I can never speak to anyone at customer service it's all chat box which can be frustrating for someone who has difficulty fast typing and explaining their self through a message. Reviewed on: 7th March 2026

Great business account for my start up - easy to set...

Great business account for my start up - easy to set up and app is easy to use. Easy to send payment links. I have the free version which is great for early days of my business. Reviewed on: 7th March 2026

Had a fraudulent check on my account.

Had a fraudulent check on my account. Contact with the bank by telephone was excellent Reviewed on: 7th March 2026

Monzo provides you with modern and innovative busine...

Monzo provides you with modern and innovative business banking at your fingertips with amazing features and benefits. Reviewed on: 7th March 2026

Business run smoothly with monzo

Set up monzo on day one of my business taking off and never looked back.. the banking app is super easy to use and have many benefits, started off paying £5 a month for monzo pro i did jump to £9 last year.. hoping no more big jumps moving forwards.. other than that 5* 100% recommend. Reviewed on: 7th March 2026

Very easy to set up and manage finances.

Very easy to set up and manage finances. Reviewed on: 7th March 2026

Amazing service and for free!

Amazing service and for free! Really happy with this service Reviewed on: 7th March 2026

To be honest monzo is centre more into blockchain de...

To be honest monzo is centre more into blockchain decentralised, that make it accessible and it a user friendly. Many thanks Reviewed on: 7th March 2026

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