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Monzo: Business Account reviews

4.88
Based on 1,504 reviews, last reviewed 27th Feb 2026
11600% increase in 5 star reviews
in the past 90 days
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Latest highest rating:

5

Great business account for small businesses Monzo’s business account meets all my needs as a small business and gives me confidence that my money is safe. Their banking app is simple to use and ... Read more Reviewed on: 27th February 2026
Heather's avatar
Heather

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1504)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

5
Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Super sufficient banking experience!

5
Super sufficient. Great value for money, incredible facilities and an overall smooth experience Reviewed on: 9th April 2024

Made my life easier using Monzo.

5
Made my life easier using Monzo. Monzo business pro has got to be one of the most handy systems to use as everything is in one. All my invoices are sent from my banking app and I can keep track of everything so much easier. I recommend it to everyone who asks who I bank with. Reviewed on: 9th April 2024

Prompt reply friendly and easy to connect t

4
Prompt reply friendly and easy to connect t Reviewed on: 9th April 2024

Great service.

5
Great service. Simple easy to use Reviewed on: 9th April 2024

Simple and easy to use!

5
Monzo is easy and simple to use. The tax pots is a great solution for self employed people. Reviewed on: 9th April 2024

Love Monzo!

5
Love Monzo! Have had a Monzo card for 6 years and use it especially when traveling bc no travel fees Reviewed on: 5th April 2024

10/10 Monzo!

5
Love the card, brand, customer service and values! Reviewed on: 5th April 2024

Monzo make business banking so easy!

5
Monzo make business banking so easy! I love getting notifications when my sales get paid out, like woo yes you go business girly. Monzo gives me helpful insights into monthly revenue / outgoings too. Thank you Monzo :) Reviewed on: 4th April 2024

Easy to set up accounts, easy to use app and the 'po...

5
Easy to set up accounts, easy to use app and the 'pots' are just brilliant Reviewed on: 4th April 2024

All you would ever need from a banking app

5
All I would ever need from a banking app. From current account to saving account, the app is packed with other features as well, such as creating pot for special project or even keep track of your mortgage repayment (this also include a valuation of your property). This is by far the most exciting bank app I ever had. And to top it all off, they are also very funny on Linked in Reviewed on: 3rd April 2024

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