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Monzo: Business Account reviews

4.94
Based on 2,136 reviews, last reviewed 20th Apr 2026
36550% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026
Noa bc's avatar
Noa bc

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (2136)

Great banking, we have now moved all our bank accoun...

5
Great banking, we have now moved all our bank accounts across Reviewed on: 6th March 2026

Fantastic and easy to use.

5
Fantastic and easy to use. Thank you for the service which is always impeccable. Reviewed on: 6th March 2026

Simple and easy to use, very user friendly.

5
Simple and easy to use, very user friendly. Great app never breaks Reviewed on: 6th March 2026

Monzo is the perfect business account

5
Monzo is the perfect business account for me, all my quotes & invoices all in one place. I also love the app layout and usability. Highly recommend Reviewed on: 6th March 2026

Excellent team with great advisors.

5
Excellent team with great advisors. Reviewed on: 6th March 2026

Quick easy access to online chat with a human .

5
Quick easy access to online chat with a human . Also great value for money and no need to pay extra for accounts software Reviewed on: 6th March 2026

Very easy banking app with fantastic customer support.

5
Very easy banking app with fantastic customer support. I have now moved money from another bank into an ISA with Monzo too as the interest rate was much better, I have a business bank account over draft and I have also taken out a personal credit card that has a flexible payment option which I have not needed to use yet but that will be very handy for home purchases on bigger items or holidays. Customer service was very helpful when I needed support over an item I had ordered that did not arrive. Thank you Monzo. Reviewed on: 6th March 2026

My business account does exactly what I need it to do.

5
My business account does exactly what I need it to do. It’s uncomplicated, functions really well, and is free. The customer service is great too. Reviewed on: 6th March 2026

Easy to use online account with reasonable costs

5
Easy to use online account with reasonable costs Reviewed on: 6th March 2026

Monzo are excellent!

5
Monzo are excellent, their app is so easy to use and is very intuitive. I would highly recommend them to anyone starting a business or an existing business. Reviewed on: 6th March 2026

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