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Monzo: Business Account reviews

4.94
Based on 2,136 reviews, last reviewed 20th Apr 2026
36550% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026
Noa bc's avatar
Noa bc

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (2136)

Great app and fantastic value for money.

5
Great app and fantastic value for money. Easy to use tax-saving pot and very user friendly. Reviewed on: 6th March 2026

Easy to use Lots of options Invoices straight from t...

5
Easy to use Lots of options Invoices straight from the account Reviewed on: 6th March 2026

Excellent interface, speed, and service.

5
Excellent interface, speed, and service. The platform is intuitive, responsive, and clearly designed with usability in mind, making everyday tasks simple and efficient. Navigation is smooth, features are easy to find, and everything works quickly without unnecessary complications. The speed and reliability make a real difference when managing daily operations. Processes that might normally take extra time are handled quickly, allowing you to focus on running your business rather than dealing with slow systems or confusing tools. Overall, it provides everything a small business needs in one place. From ease of use to dependable performance, it offers a practical and efficient solution that supports productivity and helps businesses operate more smoothly and professionally. Reviewed on: 6th March 2026

Excellent banking team, quick to repond to customer...

5
Excellent banking team, quick to repond to customer care Reviewed on: 6th March 2026

Easy, stress-free banking, especially for small busi...

5
Easy, stress-free banking, especially for small businesses. Reviewed on: 6th March 2026

A great bank.

5
A great bank. Reliable and easy to use. Reviewed on: 6th March 2026

Simple, colourful and it works a treat.

5
I have 3 accounts with Monzo. I love the way things are set up, the ease of moving money around, setting up payments is a breeze and, most importantly I feel the colour scheme really puts me in "the money mood". Nicely designed, everything works, pots if I need them. I am looking forward to their Making Tax Digital offering, this could have been very scary but I feel they are going to smash it out of the park.. again. Reviewed on: 6th March 2026

Just great.

5
Just great. Great. Great. Great Reviewed on: 6th March 2026

Best tool ever - more then just a bank

5
Having 2 business accounts with Monzo I can confidently say that Monzo is the most user friendly, easy to manage yet we'll secured tool i my day to day operations. Reviewed on: 6th March 2026

The interface is easy to use and intuitive and the f...

5
The interface is easy to use and intuitive and the features make end of year accounts easy. There’s multiple payment options and it’s always easy to get advice and support. Insights provides a useful visual for tracking and categories make managing different payments easy. Reviewed on: 6th March 2026

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