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Monzo: Business Account reviews

Name: Business Account
Rating: 4.93 (1383 reviews)

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4.89

Based on 1,383 reviews, last reviewed 15th Jul 2025

97% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I’ve been using Monzo Business for two separate comp... I’ve been using Monzo Business for two separate companies, each with its own dedicated account, and the experience has been excellent across the board... Read more Reviewed on: 15th July 2025

Latest lowest rating:

1

Tried paying HMRC, card declined. Tried paying HMRC, card declined. Had to use personal account, what's point of biz acc then? Reviewed on: 22nd April 2025

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1383)

Monzo is so user friendly and great for business

Monzo is so user friendly and makes everyday banking for a small business so easy for me and my customers there are so many amazing features and all my customers love the easy of paying and not having to type out bank details just click a link and the payment is made definitely recommend it and the fact that you can have more than one person access the account makes it easier for the office team to make payment to employees or suppliers Reviewed on: 20th January 2024

Thank you Mark

I had a probelm with my Monzo Business Account on a Saturday night. I opened the chat and spoke to Mark. He provided great, fast service. I was very grateful and my problem was sorted very quickly. Thank you Mark! Reviewed on: 20th January 2024

Like Tina said Simply the Best

Any issues or queries I’ve ever had are resolved in minutes. Not sure how I’ve managed to survive the last 50 years without Monzo Reviewed on: 20th January 2024

Easy to use for newbies

The phone app is easy and clear to use for people new to business banking and very helpful, fast customer service plus easy to speak to a real person! Love how easy it is to send payment requests to customers ann that it's simple for them to pay. The automatic tax payment into a separate pot when you receive money is superb, I never have to work out how much tax I owe! I've tried other banks and this gives more options in the fee version and the paid version is fantastic and well worth £5 a month. I was recommended by a good friend and I've already recommended to other people and friends. Reviewed on: 20th January 2024

Really quick and easy account opening and the switch...

Really quick and easy account opening and the switch service was flawless Reviewed on: 20th January 2024

Just phenomenal.

Just phenomenal. So simple to use, but so efficient. I don't know why you would use anyone else Reviewed on: 20th January 2024

Monzo is the backbone of our business.

Monzo is the backbone of our business and has become an invaluable member of the team. Monzo has proven to save us time and therefore money with its simplicity and intuitive interface. Thank you Monzo Best regards Bob Taylor ceo Reviewed on: 20th January 2024

Without a doubt, the best business bank I've ever used.

Without a doubt, the best business bank I've ever used. I've moved all my accounts to them. Reviewed on: 19th January 2024

Just brillian

Just brilliant… can’t believe I’ve stayed with traditional banks for so long! Reviewed on: 19th January 2024

Just started with monzo all good

Just started with monzo all good Reviewed on: 19th January 2024

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