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Monzo: Business account reviews

4.80
Based on 2,139 reviews, last reviewed 16th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026
Noa bc's avatar
Noa bc

Latest lowest rating:

1

Witholding my funds. Extremely poor experience with Monzo Business. My business changed ownership and a new director was appointed. Monzo contacted me claiming there was ... Read more Reviewed on: 16th September 2026
Craig Illsley's avatar
Craig Illsley

About this product

Monzo have a business account that can be opened on the same day you apply for it.

With the Monzo business account, you have a range of options for making and receiving payments, there are tax and accounting tools and you can earn interest on your savings.

Monzo business account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Business account now

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Monzo Business account reviews (2139)

My business account does exactly what I need it to do.

5
My business account does exactly what I need it to do. It’s uncomplicated, functions really well, and is free. The customer service is great too. Reviewed on: 6th March 2026

Easy to use online account with reasonable costs

5
Easy to use online account with reasonable costs Reviewed on: 6th March 2026

Monzo are excellent!

5
Monzo are excellent, their app is so easy to use and is very intuitive. I would highly recommend them to anyone starting a business or an existing business. Reviewed on: 6th March 2026

Great app and fantastic value for money.

5
Great app and fantastic value for money. Easy to use tax-saving pot and very user friendly. Reviewed on: 6th March 2026

Easy to use Lots of options Invoices straight from t...

5
Easy to use Lots of options Invoices straight from the account Reviewed on: 6th March 2026

Excellent interface, speed, and service.

5
Excellent interface, speed, and service. The platform is intuitive, responsive, and clearly designed with usability in mind, making everyday tasks simple and efficient. Navigation is smooth, features are easy to find, and everything works quickly without unnecessary complications. The speed and reliability make a real difference when managing daily operations. Processes that might normally take extra time are handled quickly, allowing you to focus on running your business rather than dealing with slow systems or confusing tools. Overall, it provides everything a small business needs in one place. From ease of use to dependable performance, it offers a practical and efficient solution that supports productivity and helps businesses operate more smoothly and professionally. Reviewed on: 6th March 2026

Excellent banking team, quick to repond to customer...

5
Excellent banking team, quick to repond to customer care Reviewed on: 6th March 2026

Easy, stress-free banking, especially for small busi...

5
Easy, stress-free banking, especially for small businesses. Reviewed on: 6th March 2026

A great bank.

5
A great bank. Reliable and easy to use. Reviewed on: 6th March 2026

Simple, colourful and it works a treat.

5
I have 3 accounts with Monzo. I love the way things are set up, the ease of moving money around, setting up payments is a breeze and, most importantly I feel the colour scheme really puts me in "the money mood". Nicely designed, everything works, pots if I need them. I am looking forward to their Making Tax Digital offering, this could have been very scary but I feel they are going to smash it out of the park.. again. Reviewed on: 6th March 2026

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