Write a review

Monzo: Business Account reviews

Name: Business Account
Rating: 4.93 (1383 reviews)

View other Monzo products

4.89

Based on 1,383 reviews, last reviewed 15th Jul 2025

97% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I’ve been using Monzo Business for two separate comp... I’ve been using Monzo Business for two separate companies, each with its own dedicated account, and the experience has been excellent across the board... Read more Reviewed on: 15th July 2025

Latest lowest rating:

1

Tried paying HMRC, card declined. Tried paying HMRC, card declined. Had to use personal account, what's point of biz acc then? Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Review Monzo: Business Account now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Business Account reviews (1383)

The best!

Love the app, the instant updates, how easy it is, everything Reviewed on: 19th January 2024

Quick Resolve On Dispute!

Quick Resolve On Dispute!! I had a dispute with a company who refused me a refund and I was refunded the money by Monzo the same day I raised the dispute. The app is incredibly easy use and I have so much control over my money. The best thing for me is that I can keep very easy track on what is being spent on what. Reviewed on: 19th January 2024

Quick and easy to set up.

Quick and easy to set up. Very quick login too! Love the push notifications of transactions too Reviewed on: 19th January 2024

Very easy to communicate with live chat.

Very easy to communicate with live chat. Agents are available immediately and you don't have to chat to a bot. Amazing features such as using payment links. Reviewed on: 19th January 2024

Easy to use.

Easy to use and clear to see transactions and statements. Reviewed on: 19th January 2024

Everything works so easily.

Everything works so easily. I can switch between personal and business accounts and everything is all there in the one app Reviewed on: 19th January 2024

review of monzo

very easy to see where money has come from and is going Reviewed on: 19th January 2024

Set up my business account last year, it was simple...

Set up my business account last year, it was simple and easy to do and it was totally free. Have not had any issues and app is easy to use. Definitely recommend Reviewed on: 19th January 2024

Love the service and the perks, the phone and trave...

Love the service and the perks, the phone and travel insurance is a great deal hence why I got the premium personal account. Business account is also great and provides everything I need for my sole trader business Reviewed on: 19th January 2024

Best app

App user experience intuitive and easy. The best banking app Reviewed on: 19th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Business Banking
from Barclays 2.87 from 224 reviews
Business Banking
from RBS 3.65 from 33 reviews
Business account
from Zempler Bank (formerly Cashplus) 4.82 from 8353 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 2 reviews
Under 16s account
from Monzo 4.95 from 411 reviews
Flex Credit Card
from Monzo 4.95 from 2511 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub