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Monzo: Business Account reviews

4.94
Based on 2,136 reviews, last reviewed 20th Apr 2026
36550% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026
Noa bc's avatar
Noa bc

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (2136)

High recommended , easy online services l got everyt...

5
High recommended , easy online services l got everything Reviewed on: 6th March 2026

Straight forward business accounts ideal for small b...

5
Straight forward business accounts ideal for small business and sole traders. Future proof tools on the way for supporting digital tax compliance. Reviewed on: 6th March 2026

Is the best business bank in UK i use it since 1 yea...

5
Is the best business bank in UK i use it since 1 years everything perfect Reviewed on: 6th March 2026

Great bank to deal with

5
Very straightforward company to deal with. Transparent and efficient. Reviewed on: 6th March 2026

Simple, application process was far less difficult t...

5
Simple, application process was far less difficult than a high street bank. App is very intiutitive too and can't fault. Reviewed on: 6th March 2026

Monzo business account - 5 stars.

5
Monzo has been so great for my business. The account is really easy to use and it’s so accessible. Checking my stats and insights is also really clear and useful. I absolutely would recommend Monzo to anybody. Reviewed on: 6th March 2026

There very informative about your account.

5
There very informative about your account. Eg overdrafts and payments and offers Reviewed on: 6th March 2026

Monzo makes business banking easy.

5
Monzo makes business banking easy. You can give your transactions references making it easy for reconciling, you can check your balance and forecast with a simple click. they also provide integrations with accounting software making everything seamless especially for sole traders. Reviewed on: 6th March 2026

Monzo made my business easy!

5
Since starting my business Monzo has made everything so easy for me to send to my accountant with no stress! Reviewed on: 6th March 2026

I have been with Monzo a couple of years now for my...

5
I have been with Monzo a couple of years now for my business. I’ve never had a problem with them. They’re an absolutely excellent bank and I would highly recommend them. The app is very easy to use. It’s also exceptionally reliable. Reviewed on: 6th March 2026

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