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Monzo: Business account reviews

Name: Business account
Rating: 4.83 (2137 reviews)

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4.83

Based on 2,137 reviews, last reviewed 3rd May 2026

13% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

Monzo have a business account that can be opened on the same day you apply for it.

With the Monzo business account, you have a range of options for making and receiving payments, there are tax and accounting tools and you can earn interest on your savings.

Monzo business account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Business account reviews (2137)

I have been with Monzo a couple of years now for my...

I have been with Monzo a couple of years now for my business. I’ve never had a problem with them. They’re an absolutely excellent bank and I would highly recommend them. The app is very easy to use. It’s also exceptionally reliable. Reviewed on: 6th March 2026

I love using Monzo, it makes banking fun

I love using Monzo, it's user-friendly and makes banking simple and 'fun'. I like the layout and the pots. It's also so handy to have the option to send invoices and create QR codes for payment. Reviewed on: 6th March 2026

Best banking app I have ever used

I’ve been using the Monzo Business banking app for a while now and it has genuinely transformed the way I manage my business finances. The app is incredibly intuitive and easy to use. Everything from tracking payments to managing expenses can be done quickly and clearly from your phone. The real-time notifications are particularly helpful, as they allow you to keep on top of incoming and outgoing payments instantly, which is invaluable for day-to-day cash flow awareness. One of the standout features is how well the app organises your finances. Transactions are clearly categorised, making it much easier to review spending and keep accurate records. Exporting information for accounting is simple, and it integrates well with bookkeeping tools, which saves a huge amount of time compared with traditional business banking. The ability to create pots, attach notes or receipts to transactions, and manage everything digitally means there’s far less admin. It feels like the app has been designed specifically with small business owners in mind. Overall, Monzo Business strikes the perfect balance between simplicity and powerful functionality. It’s fast, reliable, and makes business banking feel modern and efficient. I’d highly recommend it to anyone looking for a straightforward, well-designed banking solution for their business. Reviewed on: 6th March 2026

Monzo Business

Love the fact you can setup a tax pot and now they are also MTD ready for the new tax year! Reviewed on: 6th March 2026

Never worry about tax again!

Absolutely love the automatic pots to help set aside money for tax, savings etc. I also love how you are notified prior to direct debits leaving if more money is needed to be added to the account. A summary of your cash flow is given monthly, and the newest feature is MTD, which will save so much hassle going forward with digital tax returns. Reviewed on: 6th March 2026

Helpful and Friendly

I have been with Monzo several years and they have always been effective, friendly and helpful. Reviewed on: 6th March 2026

Good for my adhd brain

Set up easy - invoicing easy , transfer money and encouraged to organise into pots - very easy - good for my adhd brain- easy to set up overdraft - not ridiculous fee and sensible and manageable amount. Love it. Reviewed on: 6th March 2026

Easy to manage with Monzo, great info provided and b...

Easy to manage with Monzo, great info provided and brilliant user interface Reviewed on: 6th March 2026

I’ve been banking with Monzo for the past year, and...

I’ve been banking with Monzo for the past year, and I can honestly say they’ve completely transformed my banking experience. The app is super intuitive, the budgeting tools are a game-changer, and I always feel secure with their features. I’d highly recommend Monzo to anyone looking for a better way to manage their finances Reviewed on: 6th March 2026

I have a very good experience with Monzo.

I have a very good experience with Monzo. I have tried other business banks but Monzo app is the best if all. There are so many options in it. I ise the free option for now and I am enjoying it. Reviewed on: 6th March 2026

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