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Monzo: Business Account reviews

4.94
Based on 2,136 reviews, last reviewed 20th Apr 2026
36550% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026
Noa bc's avatar
Noa bc

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (2136)

Easy to use.

5
Easy to use. Fantastic invoice system. All round great business account. I've recommended to lots of family and friends Reviewed on: 24th February 2026

Keeps my accounts in order .

5
Keeps my accounts in order . Easy to use Reviewed on: 24th February 2026

Great banking app love the pots feature

5
So easy to use and I love the pots feature. Reviewed on: 24th February 2026

just works

5
Easy to setup and use just works Reviewed on: 24th February 2026

We have two business accounts with Monzo and we can’...

5
We have two business accounts with Monzo and we can’t fault the service. first class service all round Reviewed on: 24th February 2026

I’ve had a couple of issues including a scam payment...

5
I’ve had a couple of issues including a scam payment and a change of business from sole trader to limited. Both times I was extremely impressed with the customer service option. 100% better than I’ve received from my other bank who have face to face options. Reviewed on: 23rd February 2026

Slick modern banking experience

5
Incredibly straightforward setting up a business account and the app and interface is well designed and very user friendly. Excellent customer service and support and as a small business I find it reassuring to know they are customer focussed and refreshing to partner with a modern forward looking company, something which has sadly been lost by the older traditional banks. Reviewed on: 23rd February 2026

A very good service and more safe

5
A very good service and more safe Reviewed on: 23rd February 2026

Open account in hours , no hassle and straightforwar...

5
Open account in hours , no hassle and straightforward banking Reviewed on: 23rd February 2026

Easy to set up and run.

5
Easy to set up and run. App easy to use. Great way to pay foreign suppliers Reviewed on: 23rd February 2026

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