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Monzo: Business Account reviews

4.88
Based on 1,505 reviews, last reviewed 4th Mar 2026
11700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great Bank for business. Great Bank for business. Easy to set up Reviewed on: 4th March 2026
S L's avatar
S L

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1505)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

5
Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

I I love monzo.

5
I love monzo and wouldn’t use another bank for my business needs. Reviewed on: 1st February 2024

Easy, helpful business banking with no hidden costs

5
Easy, helpful business banking with no hidden costs Reviewed on: 1st February 2024

Excellent user experience

5
Currently hold with Monzo 1 personal, 1 joint & 2 business accounts and couldn't be happier Reviewed on: 1st February 2024

Great bank and app

5
Very easy to set up and use - helpful notifications - good customer service Reviewed on: 1st February 2024

In my opinion, Monzo offers the best online banking...

5
In my opinion, Monzo offers the best online banking experience with its amazing service. The app is incredibly user-friendly. I use it for my business as well and it’s so easy to do invoices. Reviewed on: 1st February 2024

Great Bank!!!!!!!

5
Monzo has been brilliant for my business. Reviewed on: 1st February 2024

Very easy to use very clean instructions

5
Very easy to use very clean instructions Reviewed on: 1st February 2024

Great Monzo!!!

5
Great online bank which has a clean and lovely interface. Instant message and updates for live transactions. Easy to get reports of the transactions. Reviewed on: 31st January 2024

Very easy to set up the account.

5
Very easy to set up the account. Reviewed on: 29th January 2024

Easy application and great App

5
Monzo application was quick and easy, I love using the app which is so simple and effective. Reviewed on: 27th January 2024

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