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Monzo: Business Account reviews

4.88
Based on 1,505 reviews, last reviewed 4th Mar 2026
11700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
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0%
2 star
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0%
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1%

Latest highest rating:

5

Great Bank for business. Great Bank for business. Easy to set up Reviewed on: 4th March 2026
S L's avatar
S L

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1505)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

5
Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

An excellent provider for all my business needs.

5
An excellent provider for all my business needs. Works very well and extremely easy to use and clear. Customer service has always been excellent whenever I've had to use them. All round, they're a fantastic bank! Reviewed on: 23rd January 2024

Monzo go the extra mile

5
Monzo go the extra mile to deliver a great banking experience and customer service Reviewed on: 23rd January 2024

Business Easy to use and good range for business

5
Easy to use and good range for business Reviewed on: 23rd January 2024

New Business Customer

5
Just started using business, so far very smooth setup just like the current account. Reviewed on: 23rd January 2024

Excellent very good service monza take care of you.

5
Excellent very good service monza take care of you. Reviewed on: 22nd January 2024

Pure excellence ever engagement and I wouldn’t go an...

5
Pure excellence ever engagement and I wouldn’t go anywhere else Reviewed on: 22nd January 2024

Easy to use - simple and efficient service.

5
Easy to use - simple and efficient service. Very easy to setup - would recommend. Reviewed on: 22nd January 2024

Can’t fault Monzo!

5
Can’t fault Monzo! Efficient customer service, easy to use app and fast set up process Reviewed on: 22nd January 2024

The Monzo banking app is an excellent tool and promo...

5
The Monzo banking app is an excellent tool and promotional discount with Xero is brilliant for the self employed using a business account Reviewed on: 22nd January 2024

This is what banking in the modern age should be lik...

5
This is what banking in the modern age should be like, forget the old high street out-dated banks, get yourself a Monzo account and feel the difference. Reviewed on: 22nd January 2024

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