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Monzo: Business Account reviews

Name: Business Account
Rating: 4.88 (1505 reviews)

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4.88

Based on 1,505 reviews, last reviewed 4th Mar 2026

11700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Great Bank for business. Great Bank for business. Easy to set up Reviewed on: 4th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1505)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

The app is very easy to use.

The app is very easy to use. Gives lots of payment options for our clients. Reviewed on: 22nd January 2024

Overall a fantastic banking experience where everyth...

Overall a fantastic banking experience where everything is so straightforward and easy to do Reviewed on: 22nd January 2024

Banking made simple.

Banking made simple. Everything is available at a touch of my fingertips and just so much easier to do standard things like repeat payments, categorising and sorting payments, it's just all a breeze. Reviewed on: 21st January 2024

Very easy access and account opening is quick

Very easy access and account opening is quick Reviewed on: 21st January 2024

I have a business account and personal, both are great

I have a business account and personal, both are great Reviewed on: 21st January 2024

1st time self employed

I've just started my own business and my monzo bank account has made this side of it easy and hassle free. Love it Reviewed on: 21st January 2024

Amazing bank overall, using it for my personal and b...

Amazing bank overall, using it for my personal and business needs. Reviewed on: 21st January 2024

Monzo Review for Personal and Business

I use Monzo for my personal accounts and business accounts and find it fabulous to use. I do international transfers with ease and able to track my spending and income! The features it provides are comprehensive. I love having separate pots where I can move money to save / assign to certain things! Highly recommend! Reviewed on: 21st January 2024

Great bank

Quick, reliable and an all round great service. As an online bank the products and services they offer are all at the end of your finger tips, easy to do anything. Reviewed on: 21st January 2024

Everything is so easy with Monzo

Everything is so easy from setting up the account to how informative the account inter action is. Very pleased I moved my business bank account to Monzo. Reviewed on: 21st January 2024

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