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Monzo: Business Account reviews

Name: Business Account
Rating: 4.93 (1382 reviews)

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4.89

Based on 1,382 reviews, last reviewed 20th Jun 2025

82% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Monzo is a breath of fresh air in the banking space! I have loved being a Monzo customer due to their fantastic customer service, their playful initiatives, and their transparency around financial litera... Read more Reviewed on: 20th June 2025

Latest lowest rating:

1

Tried paying HMRC, card declined. Tried paying HMRC, card declined. Had to use personal account, what's point of biz acc then? Reviewed on: 22nd April 2025

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1382)

Ease of use, exceptional the way you can divide diff...

Ease of use, exceptional the way you can divide different pots is invaluable Reviewed on: 18th January 2024

Efficient.

Very Easy, fast transactions & simple to use. Interest rate on the savings account are top compared to other high street banks. Reviewed on: 18th January 2024

Have used for a few years now for my business and lo...

Have used for a few years now for my business and love Monzo! Perfectly set out, the customer service is spot on, always helped first time, quickly and friendly. The ability to link with apps and have pots is life changing! Reviewed on: 18th January 2024

Simply brilliant.

Simply brilliant. Easy to use, intuitive, and without unnecessary BS. Reviewed on: 18th January 2024

Monzo business plumbing business

I’ve used Monzo business banking and person banking for years! It’s made business banking brilliant, easy to use and always helpful when I’ve needed support. I recommend Monzo business to all my peers and they all have a positive experience with it as well. Reviewed on: 18th January 2024

I use Monzo for personal and business , it does ever...

I use Monzo for personal and business , it does everything I need and there is always help available when needed via chat, Reviewed on: 18th January 2024

I use Monzo for personal and business and cannot fau...

I use Monzo for personal and business and cannot fault it! I’ve been able to invoice, link to my accounting software, and set up savings and pots for my personal money. I recommend to everyone. Reviewed on: 18th January 2024

high streets just don’t compare

I have had a personal account for years and in the last few months switched over from high street banks to Monzo for my business accounts. Reviewed on: 18th January 2024

Amazing business and personal banking experience.

Amazing business and personal banking experience. Reviewed on: 18th January 2024

I don't know where my business would be without Monzo

Absolutely brilliant service. All my business needs are right there at my finger tips. All the features are incredibly modern and up to date. I don't know where my business would be without Monzo business Reviewed on: 18th January 2024

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