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Monzo: Business Account reviews

Name: Business Account
Rating: 4.93 (1382 reviews)

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4.89

Based on 1,382 reviews, last reviewed 20th Jun 2025

78% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Monzo is a breath of fresh air in the banking space! I have loved being a Monzo customer due to their fantastic customer service, their playful initiatives, and their transparency around financial litera... Read more Reviewed on: 20th June 2025

Latest lowest rating:

1

Tried paying HMRC, card declined. Tried paying HMRC, card declined. Had to use personal account, what's point of biz acc then? Reviewed on: 22nd April 2025

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1382)

Monzo Business - Miles ahead

I love Monzo business so much. After using many different business accounts for the last few years nothing compares with the functionality and accessibility of Monzo. The app is designed extremely well and I can access all my options I need 24 hours a day. Reviewed on: 18th January 2024

Best bank

Hassle free setting up my account , everything very straight forward and easy to follow , access to account at any time Reviewed on: 18th January 2024

Monzo is a modern bank that suits everyone.

Monzo is a modern bank that suits everyone. Reviewed on: 18th January 2024

A reliable bank for Savings and day today banking

I opened my monzo account as my secondary account to use for of expenses and using for my website . So far its very friendly . I still gor to experience with the website tool. Hope that will be great too Reviewed on: 18th January 2024

Marvellous Monzo!

Amazing from sign up to sorting out queries and those magic pots! Great analytics and reporting and excellent customer service. Changed my business greatly in a good way. Reviewed on: 18th January 2024

Monzo works like a personal friend and like a large...

Monzo works like a personal friend and like a large mindless corporation Reviewed on: 18th January 2024

So much to like about Monzo Business, their app take...

So much to like about Monzo Business, their app takes the stress out of managing payments and links to my accounting software to making tracking spend stress free Reviewed on: 18th January 2024

Pronto Monzo!

Never had one issue using Monzo (personal or business accounts). When I have had queries, they have been answered/resolved really quickly via the chat function. Reviewed on: 18th January 2024

Never let me down

You know your bank is good when all the other banks start pulling their weight and copying the online features. Monzo always delivering more than expected. Their customer service has never let me down and that’s a big win for me. Reviewed on: 18th January 2024

The only thing I would improve is not charging for a...

The only thing I would improve is not charging for a business account Reviewed on: 18th January 2024

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