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Monzo: Business account reviews

Name: Business account
Rating: 4.83 (2137 reviews)

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4.83

Based on 2,137 reviews, last reviewed 3rd May 2026

20% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

Monzo have a business account that can be opened on the same day you apply for it.

With the Monzo business account, you have a range of options for making and receiving payments, there are tax and accounting tools and you can earn interest on your savings.

Monzo business account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Business account reviews (2137)

Very satisfied

Good communications. Reliable, highly competitive Reviewed on: 9th February 2026

Monzo Business Account

I already had a standard Monzo account which I absolutely loved but then saw in the app about the business account. I looked into it and applied instantly as I am a sole trader, it so much easier to do invoicing on the app now rather than using an independent invoicing software. The best feature by far is the tax pot feature where it allowed me to choose the percentage of income to go into tax. Super easy to use and the best bank by far Reviewed on: 9th February 2026

Easy to bank with

Excellent customer service and a mobile phone banking app that is clear, visual, and easy to manage a business account on. Reviewed on: 9th February 2026

Great for a start up, really easy & straightforward.

Great for a start up, really easy & straightforward. Would love a second expenses debit card as part of the Pro plan, as a new business we can't initially afford £25 p/m. Everything else is fab, love the receipts function too. Reviewed on: 9th February 2026

Monzo is grea

Monzo is great at providing an easy to use business account. I have a team subscription and the ability to send payments as a CSV, great other team member access and the usability of the app is amazing. I will stand by using Monzo for the foreseeable future as it genuinely saves so much time. Reviewed on: 9th February 2026

Easy process for a start-up loan!

Easy process for a start-up loan! Reviewed on: 9th February 2026

Ease of use and very good

Ease of use and very good service Reviewed on: 9th February 2026

Works Well as Expected ! :)

Works well as expected, cannot fault services provided. Reviewed on: 9th February 2026

Simple, versatile and powerful

The business app is very easy to use and the versatility is really great. Being able to split income into pots automatically makes dealing with tax and pension contributions a breeze. Dealing with invoicing is always something that can be a pain to do but Monzo business makes it simple and the ability to store regular items and clients is fantastic. Reviewed on: 9th February 2026

Fantastic onboarding and professional service

Fantastic onboarding and professional service Reviewed on: 9th February 2026

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