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Monzo: Business Account reviews

Name: Business Account
Rating: 4.93 (1382 reviews)

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4.89

Based on 1,382 reviews, last reviewed 20th Jun 2025

78% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Monzo is a breath of fresh air in the banking space! I have loved being a Monzo customer due to their fantastic customer service, their playful initiatives, and their transparency around financial litera... Read more Reviewed on: 20th June 2025

Latest lowest rating:

1

Tried paying HMRC, card declined. Tried paying HMRC, card declined. Had to use personal account, what's point of biz acc then? Reviewed on: 22nd April 2025

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1382)

No hassle business banking.

No hassle business banking, allowing you to spend more time on your business. Reviewed on: 18th January 2024

I’m getting the best experience from Monzo Business...

I’m getting the best experience from Monzo Business Account. So excellent Reviewed on: 18th January 2024

Monzo is brilliant

Impressed with the mobile app! For business or private banking is ideal. Reviewed on: 18th January 2024

2 business accounts and one personal account with mo...

2 business accounts and one personal account with monzo. Everything is so simple to see and organize. Reviewed on: 18th January 2024

The bank opening an account procedures are simple an...

The bank opening an account procedures are simple and straight forward to follow. The staff if you have any glits are ready to help Reviewed on: 18th January 2024

LOVE Monzo Business

I have been with Monzo Business for the last couple of years and really enjoyed it, I just love how you can have several pots to save and also how it automatically deducts my tax and NI Reviewed on: 18th January 2024

Love Monzo...

Love Monzo, over the years I've made this my main banking provider because I find all their offerings so useful for budgeting. Reviewed on: 18th January 2024

Great simple strait forward banking .

Great simple strait forward banking no hassle problem free service Reviewed on: 18th January 2024

Two business accounts

Easy to use service and great App. Reviewed on: 18th January 2024

Can not recommend highly enough

I have a personal and business account with Monzo and for both they are exceptional. The app is intuitive and easy to use, the services they offer far surpass anything from my old bank Lloyds and switching to them is seamless. I'm all round delighted I made the move. Reviewed on: 18th January 2024

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