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Monzo: Business Account reviews

4.89
Based on 1,382 reviews, last reviewed 20th Jun 2025
78% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
See only 3 star reviews
0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is a breath of fresh air in the banking space! I have loved being a Monzo customer due to their fantastic customer service, their playful initiatives, and their transparency around financial litera... Read more Reviewed on: 20th June 2025
Niamh Paterson's avatar
Niamh Paterson

Latest lowest rating:

1

Tried paying HMRC, card declined. Tried paying HMRC, card declined. Had to use personal account, what's point of biz acc then? Reviewed on: 22nd April 2025
Drexy S's avatar
Drexy S

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1382)

The Online Banking brand you can trust!

5
I used Monzo since 5 years ago when I reach UK and I still using now. Definitely I will continue to use Monzo because it is convenience and user-friendly. Reviewed on: 18th January 2024

Best Bank I've used so far by far!

5
Best Bank I've used so far by far!! The pots and VAT system are invaluable to managing my buisness money Reviewed on: 18th January 2024

Great app, easy to manage all business transactions.

5
Great app, easy to manage all business transactions. Reviewed on: 18th January 2024

Very easy to open the account and use

5
Very easy to open the account and use Reviewed on: 18th January 2024

Monzo - game changer for me

5
The app is so intuitive to use and I love how easy it is to generate invoices and accept contactless payments. It's been a game changer for me. Reviewed on: 18th January 2024

I'm very happy to MONZO BUSINESS account Very good...

5
I'm very happy to MONZO BUSINESS account Very good service and very very good Makepayment Very good customer service Reviewed on: 18th January 2024

Monzo is a game changer for me.

5
Monzo is a game changer for me. Coming from Barclays who were antiquated, impossible to get in touch with and a nightmare on customer service, Monzo have been a dream. I have several businesses banking with them, as well as my own personal Monzo accounts - pots make it so easy to manage money, and the ability to split card payments into several transactions is fantastic. The customer service is brilliant and always quick to respond - I would highly recommend Monzo and have done already to several friends and family. Reviewed on: 18th January 2024

Excellent service

5
Excellent service and never had any issues with the banking Reviewed on: 18th January 2024

It’s easy to use.

5
It’s easy to use. I like it. I recommend to everyone Reviewed on: 18th January 2024

Best online banking

5
Best online business banking.I am very happy with it. Reviewed on: 18th January 2024

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