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Monzo: Business Account reviews

4.89
Based on 1,382 reviews, last reviewed 20th Jun 2025
78% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
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0%
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0%
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1%

Latest highest rating:

5

Monzo is a breath of fresh air in the banking space! I have loved being a Monzo customer due to their fantastic customer service, their playful initiatives, and their transparency around financial litera... Read more Reviewed on: 20th June 2025
Niamh Paterson's avatar
Niamh Paterson

Latest lowest rating:

1

Tried paying HMRC, card declined. Tried paying HMRC, card declined. Had to use personal account, what's point of biz acc then? Reviewed on: 22nd April 2025
Drexy S's avatar
Drexy S

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1382)

I love the app features, invoicing, accounting, pots...

4
I love the app features, invoicing, accounting, pots, etc. However, I don't love the customer support, or lack thereof. I wish Monzo had account managers for business accounts. Reviewed on: 18th January 2024

Excited for our future

5
Can honestly say that monzo business made setting up my company so easy, excited for a long future working with them. Reviewed on: 18th January 2024

I have Monzo business and it is amazing.

5
I have Monzo business and it is amazing. Simple app to use. Exactly what I need Reviewed on: 18th January 2024

Easy, reliable banking!

5
Easy, reliable banking! Love the pots and been able to manage my money much more effectively! Reviewed on: 18th January 2024

100% hassle free banking.

5
100% hassle free banking. Absolutely no bad experiences or downsides to banking with Monzo, and loads of positives! Reviewed on: 18th January 2024

Very easy banking, simple to set up and the User int...

5
Very easy banking, simple to set up and the User interface is very easy to use. Enjoy the perks of MONZO business with being able to set up a tax pot. Reviewed on: 18th January 2024

Monzo Business Account: A Game-Changer

5
I've been using Monzo's Business Account for my small business, and it has significantly streamlined my financial management. The account blends Monzo's renowned user-friendly experience with features tailored for business needs. Reviewed on: 16th January 2024

Premium business account is simple and great.

5
Premium business account is simple and great. Automated tax pot, invoicing and accounting software integration for £5 a month! Pairing this with a personal account provides a fantastic personal banking setup. Reviewed on: 16th January 2024

No notes, 10/10

5
One of thr quickest switches i made Reviewed on: 15th January 2024

Love the app.

5
Love the app. It’s so simple, great customer service and a hilarious linked in account too! tap to pay has been wonderful to use and helps me get paid fast! Reviewed on: 15th January 2024

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