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Monzo: Business Account reviews

Name: Business Account
Rating: 4.91 (1722 reviews)

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4.91

Based on 1,722 reviews, last reviewed 7th Mar 2026

33000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Had a fraudulent check on my account. Had a fraudulent check on my account. Contact with the bank by telephone was excellent Reviewed on: 7th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1722)

Easy set up and instant notification of transactions

Easy set up and instant notification of transactions Reviewed on: 13th February 2024

My go to for personal and business

Have both a personal monzo and 2 business accounts. Love the tax pots it mariella everything so easy Reviewed on: 12th February 2024

Banking never been so easy.

Banking never been so easy. Everything you need in a bank account. Good it lets you know when a payment is due, so you can move money into your account if not enough money in to make the payment. Like the option of trends and it’s good to be able to schedule payments. Payment categories are a useful tool, Reviewed on: 11th February 2024

Froze account because asked for a limit increase to...

Froze account because asked for a limit increase to send money for a property purchase. Its been 3 days and have had no udpate. Just crazy to think a bank can operate like this. Has caused significant issues with having to move back completion dates. Would appreciate this to be resolve promptly. Reviewed on: 11th February 2024

I switched over my business account to Monzo from a...

I switched over my business account to Monzo from a well known bank that I had been with for 20 years, I was of course apprehensive but the switch was so smooth and effortless. The savings are amazing wish I had switched earlier. Reviewed on: 10th February 2024

The best the best the best the best

The best the best the best the best Reviewed on: 10th February 2024

Monzo has an incredible flexibility under every aspect.

Monzo has an incredible flexibility under every aspect. Everyday banking, International card payments, payments clarity and more Reviewed on: 10th February 2024

Good app, terrible support.

Good app, terrible support. I've banked with Monzo for a few years now, and generally had a good experience. Recently though, I found myself the victim of fraud - while Monzo might shout a lot about their customer service, they have simply not been there to support me. With other banks I may have got my money back, but with Monzo I simply do not know whether I will or not - because they will not answer questions. I now realise they have very poor support for fraud victims and why Which do not recommend them - and now, neither do I. Reviewed on: 9th February 2024

Easy to use, very clear what is covered and helpful...

Easy to use, very clear what is covered and helpful customer service when needed. Reviewed on: 9th February 2024

Really user friendly, lovely to use

Really user friendly, lovely to use Reviewed on: 9th February 2024

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