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Monzo: Business Account reviews

Name: Business Account
Rating: 4.93 (1382 reviews)

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4.89

Based on 1,382 reviews, last reviewed 20th Jun 2025

82% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Monzo is a breath of fresh air in the banking space! I have loved being a Monzo customer due to their fantastic customer service, their playful initiatives, and their transparency around financial litera... Read more Reviewed on: 20th June 2025

Latest lowest rating:

1

Tried paying HMRC, card declined. Tried paying HMRC, card declined. Had to use personal account, what's point of biz acc then? Reviewed on: 22nd April 2025

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (1382)

Excellent service very helpful and informative I lov...

Excellent service very helpful and informative I love using Monzo app very easy to use Reviewed on: 18th January 2024

As a business bank

As a business bank, I used to be with HSBC. Monzo is better all round Reviewed on: 18th January 2024

Monzo has been brilliant for my small business as it...

Monzo has been brilliant for my small business as it grows Reviewed on: 18th January 2024

I think banking with Monzo is really easy- i’m very...

I think banking with Monzo is really easy- i’m very happy with the service. I think the app is a great design and has great functionality Reviewed on: 18th January 2024

Super easy banking, great service and support!

Super easy banking, great service and support! Reviewed on: 18th January 2024

Highly Recommended

I got I started with Monzo business over a year ago now and it’s all be fantastic. Everything is very easy to use and it also I integrates nicely with my accounting software. Live the little details such as the “ka-ching” sound whenever an invoice is paid! Reviewed on: 18th January 2024

Overall very good, can get instant pays.

Overall very good, can get instant pays. Can get paid contact less Reviewed on: 18th January 2024

Very easy to use.

Very easy to use, categorise items, track spending. Very easy to download statements. See where your money goes with a few clicks. Reviewed on: 18th January 2024

The best bank I have ever had

I have monzo for about 10 years already and I was using only for holiday trips abroad which I was always very satisfied but recently I use also for savings and i am really happy with this decision Reviewed on: 18th January 2024

Very convince all at ya finger tips

Very convince all at ya finger tips Reviewed on: 18th January 2024

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