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Monzo: Business Account reviews

4.94
Based on 2,137 reviews, last reviewed 3rd May 2026
835% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026
Noa bc's avatar
Noa bc

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (2137)

Great experience from signing up to functionality

5
Great experience from signing up to functionality Reviewed on: 9th February 2026

Easy and quick to open a business account with Monzo.

5
Easy and quick to open a business account with Monzo. The charges are fair, transactions are quick and easy on the app. I particularly like that I get an email every month to remind me to print out a statement. I also love the pots, making it almost effortless to make sure there is money available when I need it. Reviewed on: 9th February 2026

Excellent bank excellent service im very happy

5
Excellent bank excellent service im very happy Reviewed on: 9th February 2026

Top notch

5
Have been with them for a couple.of years though a recommendation, excellent service, app.is clear & easy to use, notifications are instant. Some.of the more traditional banks could learn a lot from them. Reviewed on: 9th February 2026

Absolutely the best.

5
Absolutely the best. Best bank ever Reviewed on: 9th February 2026

Fab! Would definitely recommend for busy businesses!

5
My partner had a business account with monzo that I have access too. It makes keeping an eye on things easy and helps me manage our business more efficiently! Reviewed on: 9th February 2026

Monzo makes businesses banking so easy

5
Monzo makes businesses banking so easy, there is nothing you cant do to keep your day to day business affairs in order. Its like having an online accounts department on your app. Reviewed on: 9th February 2026

Super easy to set up and run.

5
Super simple and easy to start up and so many simple features that just make the entire business banking so effortless. Never had an issue with them and they allow enough customisation that its not a mondane experience. Reviewed on: 9th February 2026

Best account by far

5
I like being able to send invoices with a payment link direct from my business account. Reviewed on: 9th February 2026

Quick and Easy (and sausage rolls)

5
The interface is really easy to use. The initial transfer from my old bank was really simple. I enjoy the layout of the app, and they provide statistics and analytics without it being to convoluted. The perks are pretty decent value for money if you use multiple perks each week. Reviewed on: 9th February 2026

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