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Monzo: Business Account reviews

4.91
Based on 1,743 reviews, last reviewed 9th Mar 2026
35100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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2%
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Latest highest rating:

5

Easy to use App with good support tools Easy to use App with good support tools Reviewed on: 9th March 2026
Ayodeji O's avatar
Ayodeji O

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1743)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

5
Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

A business account well suited for my needs.

5
The business account is well suited for my needs. It allows me to connect to Xero accounting software and the app very easy to use. The analytics section could be improved a bit more and the interest rate on the savings pot is quite low. Reviewed on: 19th January 2024

Very professional, and very easy to work with.

5
Very professional, and very easy to work with. Reviewed on: 19th January 2024

Amazing service, best I’ve ever used

5
Amazing service, best I’ve ever used Reviewed on: 19th January 2024

Easy to use, great business tools.

5
Easy to use, great business tools. Reviewed on: 19th January 2024

Easy to us with loads of information

5
Easy to us with loads of information Reviewed on: 19th January 2024

Excellent bank, great customer service, simple and s...

5
Excellent bank, great customer service, simple and smooth processes. I much prefer this online bank to the traditional banking system Reviewed on: 19th January 2024

Highly recommend

5
Having used my Monzo business account for over 2 years now, I can't fault the service or app. Everything is so straightforward and easy. I can download spreadsheets with just a couple of clicks for tax returns etc. I've already recommended it to a number of friends. Thank you Monzo team! Reviewed on: 19th January 2024

Complete Banking Solution

5
I have used Monzo for Business, Personal and Joint banking since 2019. Their services far surpass what I have experienced with other banking institutions.. I would definitely recommend. Reviewed on: 19th January 2024

Best bank yet!

5
I use Monzo for personal and business banking. Everything is so easy and available, plus brilliant interest rates on savings pots! Reviewed on: 19th January 2024

Seamless creation and use of accounts

5
Seamless creation and use of accounts Reviewed on: 19th January 2024

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