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Monzo: Under 16s account reviews

View other Monzo products
4.90
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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1%
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Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
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Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (946)

Brilliant account.

5
Brilliant account. Can pick a card colour to suit your child. Easy to manage transactions in app. And it’s fee free! Reviewed on: 9th February 2026
Jay's avatar
Jay

Amazing experience

5
Amazing experience. Great company Reviewed on: 9th February 2026
Thomas S's avatar
Thomas S

Great product and not charged!

5
Great product and not charged!!!!! Reviewed on: 9th February 2026
Kelly 's avatar
Kelly

its simple and great and there are no issues with...

5
its simple and great and there are no issues with it Reviewed on: 9th February 2026
Mirec Barborka's avatar
Mirec Barborka

Best recommendation for young people

5
I opened this account for my son but it’s the best for younger children and I have so far opened two more for my daughters, they have learned how to save and plan for future purchases. It’s very interactive. Reviewed on: 9th February 2026
Kitts V's avatar
Kitts V

The app functions are really good to use!

5
The app functions are really good to use! Reviewed on: 9th February 2026
Neil S's avatar
Neil S

Monzo is quick easy to use and easy to transfer and...

5
Monzo is quick easy to use and easy to transfer and set up automatic payments to my daughter. It encourages saving. My daughter creates little saving pots. I can manage her money seeing what she is spending on. Reviewed on: 9th February 2026
Jo G's avatar
Jo G

Definitely recommend!!

5
It’s so easy to use and allows for prioritising and managing saving and spending goals. I like that the banking experience is so visual and colourful and very straightforward. It’s the easiest banking app to have. Reviewed on: 9th February 2026
Jennifer's avatar
Jennifer

Good service and quick response.

5
Good service and quick response. The app is easy to understand and operate. Reviewed on: 9th February 2026
Masango C's avatar
Masango C

So simple to setup and the kids love the freedom it...

5
So simple to setup and the kids love the freedom it gives them. It’s great to keep track of their spending and savings. Reviewed on: 9th February 2026
CG's avatar
CG

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