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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Great product and not charged!

Great product and not charged!!!!! Reviewed on: 9th February 2026

its simple and great and there are no issues with...

its simple and great and there are no issues with it Reviewed on: 9th February 2026

Best recommendation for young people

I opened this account for my son but it’s the best for younger children and I have so far opened two more for my daughters, they have learned how to save and plan for future purchases. It’s very interactive. Reviewed on: 9th February 2026

The app functions are really good to use!

The app functions are really good to use! Reviewed on: 9th February 2026

Monzo is quick easy to use and easy to transfer and...

Monzo is quick easy to use and easy to transfer and set up automatic payments to my daughter. It encourages saving. My daughter creates little saving pots. I can manage her money seeing what she is spending on. Reviewed on: 9th February 2026

Definitely recommend!!

It’s so easy to use and allows for prioritising and managing saving and spending goals. I like that the banking experience is so visual and colourful and very straightforward. It’s the easiest banking app to have. Reviewed on: 9th February 2026

Good service and quick response.

Good service and quick response. The app is easy to understand and operate. Reviewed on: 9th February 2026

So simple to setup and the kids love the freedom it...

So simple to setup and the kids love the freedom it gives them. It’s great to keep track of their spending and savings. Reviewed on: 9th February 2026

Monzo is spot on it’s simple.

Monzo is spot on. Simple, easy and great to use. The app is perfect Reviewed on: 9th February 2026

Monzo is the best bank all around, easy to manage an...

Monzo is the best bank all around, easy to manage and helps me teach my little ones about spending and real world practice Reviewed on: 9th February 2026

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