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Monzo: Under 16s account reviews

4.89
Based on 945 reviews, last reviewed 11th Jun 2026
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy mum & happy kid I am Bank of Scotland customer and I wanted a card for my 12 year old kid but they proposed me only card where I cannot see anything what's done on th... Read more Reviewed on: 11th June 2026
Agnieszka K's avatar
Agnieszka K

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike

About this product

A free account for kids that keeps up as they grow up.

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Monzo Under 16s account reviews (945)

Monzo is the best bank all around, easy to manage an...

5
Monzo is the best bank all around, easy to manage and helps me teach my little ones about spending and real world practice Reviewed on: 9th February 2026

My daughter loves the easynes of being able to spend...

5
My daughter loves the easynes of being able to spend her money Reviewed on: 9th February 2026

Really impressed with the offer, excellent value and...

5
Really impressed with the offer, excellent value and usability. Reviewed on: 9th February 2026

Great for kids and they can use their cards abroad,...

5
Great for kids and they can use their cards abroad, which is great Reviewed on: 9th February 2026

Best app and easy to understand download and check w...

5
Best app and easy to understand download and check whatever you need. Never had a problem like they block the card ( like so many other banks ) Reviewed on: 9th February 2026

Great, user-friendly app for all ages.

5
Great, user-friendly app for all ages. Kids love having their own cards and being able to see their savings add up! Reviewed on: 9th February 2026

Fantastic

5
Excellent account that allows me flexibility to help my child understand money. The account has much more potential as I'm sure Monzo will continue to expand on. Reviewed on: 9th February 2026

Great, easy to use

5
Great, user friendly, and brilliant features on the app. Reviewed on: 9th February 2026

I switched to monzo and then set up an account for m...

5
I switched to monzo and then set up an account for my children too. They love being able to create their own pots and work out where their money goes. It’s a great sense of achievement for them when they’re able to save their own pocket money into their own sections and use them as and when. Reviewed on: 9th February 2026

Free banking service for my LG to learn how to manag...

5
Free banking service for my LG to learn how to manage her own money! Fab. No issues, app easy to use and manage. I can also see what she is spending too! Great! Reviewed on: 9th February 2026

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