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Monzo: Under 16s account reviews

View other Monzo products
4.90
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
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0%
2 star
See only 2 star reviews
0%
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0%

Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (946)

Monzo is spot on it’s simple.

5
Monzo is spot on. Simple, easy and great to use. The app is perfect Reviewed on: 9th February 2026
Steven G's avatar
Steven G

Monzo is the best bank all around, easy to manage an...

5
Monzo is the best bank all around, easy to manage and helps me teach my little ones about spending and real world practice Reviewed on: 9th February 2026
Dave M's avatar
Dave M

My daughter loves the easynes of being able to spend...

5
My daughter loves the easynes of being able to spend her money Reviewed on: 9th February 2026
Carl G's avatar
Carl G

Really impressed with the offer, excellent value and...

5
Really impressed with the offer, excellent value and usability. Reviewed on: 9th February 2026
Jo's avatar
Jo

Great for kids and they can use their cards abroad,...

5
Great for kids and they can use their cards abroad, which is great Reviewed on: 9th February 2026
Sarah W's avatar
Sarah W

Best app and easy to understand download and check w...

5
Best app and easy to understand download and check whatever you need. Never had a problem like they block the card ( like so many other banks ) Reviewed on: 9th February 2026
A G's avatar
A G

Great, user-friendly app for all ages.

5
Great, user-friendly app for all ages. Kids love having their own cards and being able to see their savings add up! Reviewed on: 9th February 2026
Ruth P's avatar
Ruth P

Fantastic

5
Excellent account that allows me flexibility to help my child understand money. The account has much more potential as I'm sure Monzo will continue to expand on. Reviewed on: 9th February 2026
Simon T's avatar
Simon T

Great, easy to use

5
Great, user friendly, and brilliant features on the app. Reviewed on: 9th February 2026
Victoria N's avatar
Victoria N

I switched to monzo and then set up an account for m...

5
I switched to monzo and then set up an account for my children too. They love being able to create their own pots and work out where their money goes. It’s a great sense of achievement for them when they’re able to save their own pocket money into their own sections and use them as and when. Reviewed on: 9th February 2026
Amy G's avatar
Amy G

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