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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Monzo under 16s account

Both my children have the under 16s account - it has been great to allow them independence with their mine but with lots of easy to apply guardrails from the parents app Reviewed on: 9th February 2026

Seamless process

It's a seamless process from depositing money to being alerted when money is sent. My daughter loves the freedom she has with her own bank account Reviewed on: 9th February 2026

My 14 year old daughter finds the Monzo app really e...

My 14 year old daughter finds the Monzo app really easy to use and its has made her aware of money and savings. I can easily transfer money to her and monitor her spending. Really good product. Reviewed on: 9th February 2026

Amazing experience with Monzo.

Amazing experience with Monzo. The Under 16s account is a game changer. It's intuitive for my child and myself. Reviewed on: 6th February 2026

Really good best under 16 account

Really good Nice background Colour of the cards, sounds in the app, pots, emojis Reviewed on: 9th May 2025

Monzo under 16s is very restrictive and controlling...

Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old account which is restrictive and a 11-16 account where its exactly like an over 16 account with less limitations and they can do what a normal Monzo account can please do this Monzo Reviewed on: 4th May 2025

Quick to set up, easy to use, no fees. Perfect!

Set up my childrens account in about 10 minutes. Cards arrived in under 48 hours. No fee and we can all see there balances and manage their accounts. A great way to teach financial management whilst keeping some oversight! Reviewed on: 20th April 2025

Easy to use, always reliable

Easy to use, always able to chat to someone if needed. Sorts problems out fast with no fussing Reviewed on: 19th April 2025

So easy to use and great for using abroad

So easy to use and great for using abroad Reviewed on: 19th April 2025

Excellent rate when travelling abroad and very relia...

Excellent rate when travelling abroad and very reliable Reviewed on: 19th April 2025

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