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Monzo: Under 16s account reviews

View other Monzo products
4.89
Based on 945 reviews, last reviewed 11th Jun 2026
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy mum & happy kid I am Bank of Scotland customer and I wanted a card for my 12 year old kid but they proposed me only card where I cannot see anything what's done on th... Read more Reviewed on: 11th June 2026
Agnieszka K's avatar
Agnieszka K

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

A free account for kids that keeps up as they grow up.

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Monzo Under 16s account reviews (945)

The account is great for my teenage boy whom I can k...

5
The account is great for my teenage boy whom I can keep tabs on his spending Reviewed on: 11th April 2025
Liam a's avatar
Liam a

Monzo have always been efficient at what they do and...

5
Monzo have always been efficient at what they do and outshine all other banks. It is for this reason that my wife moved over and my sons first account is with Monzo Reviewed on: 11th April 2025
Chris 's avatar
Chris

Finally a free kids' bank account!

5
Finally a free kids' bank account!! Previously I've been charged crazy high fees just for the privilege of sending my daughter £2.50. This was super easy to open, I'm an skint holder anyway and the card, as usual, arrived in record time. Reviewed on: 10th April 2025
Lydia's avatar
Lydia

Excellent under 16’s account full of features that i...

5
Excellent under 16’s account full of features that is free!! Reviewed on: 10th April 2025
N K's avatar
N K

Brilliant children’s bank account and card

5
Super easy set up and great communication from Monzo! So handy having it to view along side the adult Monzo in the app and easy to use/send money too! We used to have GoHenry but immediately cancelled as the service was so much better! My daughter loves being able to see her money and put it in different saving pots so thank you Monzo Reviewed on: 10th April 2025
Kesley B's avatar
Kesley B

Easy tool for u16s, good for them to practise with m...

5
Easy tool for u16s, good for them to practise with money Reviewed on: 10th April 2025
Katie H's avatar
Katie H

It’s really really good I love Monzo so much and it...

5
It’s really really good I love Monzo so much and it helps me with my savings Reviewed on: 10th April 2025
Keziah C's avatar
Keziah C

The under 16 offerring is brilliant.

5
The under 16 offerring is brilliant. Both of our children are able to save with personalised pots and manage their account regularly. Reviewed on: 10th April 2025
Mrs T's avatar
Mrs T

Easiest bank account to use!

5
Easiest bank account to use! Fab saving pots and interest rates. Reviewed on: 10th April 2025
CourtneyJane E's avatar
CourtneyJane E

This helps so much with my daughter we don't really...

5
This helps so much with my daughter we don't really carry cash so this is really good. She gets her pocket money instantly she can save it or use it I can see exactly what it gets used for. I can give her some extra money for helping around the house too. She says it the best she can see the money going in when she finishes a task. Reviewed on: 9th April 2025
Simon m's avatar
Simon m

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