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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Monzo have always been efficient at what they do and...

Monzo have always been efficient at what they do and outshine all other banks. It is for this reason that my wife moved over and my sons first account is with Monzo Reviewed on: 11th April 2025

Finally a free kids' bank account!

Finally a free kids' bank account!! Previously I've been charged crazy high fees just for the privilege of sending my daughter £2.50. This was super easy to open, I'm an skint holder anyway and the card, as usual, arrived in record time. Reviewed on: 10th April 2025

Excellent under 16’s account full of features that i...

Excellent under 16’s account full of features that is free!! Reviewed on: 10th April 2025

Brilliant children’s bank account and card

Super easy set up and great communication from Monzo! So handy having it to view along side the adult Monzo in the app and easy to use/send money too! We used to have GoHenry but immediately cancelled as the service was so much better! My daughter loves being able to see her money and put it in different saving pots so thank you Monzo Reviewed on: 10th April 2025

Easy tool for u16s, good for them to practise with m...

Easy tool for u16s, good for them to practise with money Reviewed on: 10th April 2025

It’s really really good I love Monzo so much and it...

It’s really really good I love Monzo so much and it helps me with my savings Reviewed on: 10th April 2025

The under 16 offerring is brilliant.

The under 16 offerring is brilliant. Both of our children are able to save with personalised pots and manage their account regularly. Reviewed on: 10th April 2025

Easiest bank account to use!

Easiest bank account to use! Fab saving pots and interest rates. Reviewed on: 10th April 2025

This helps so much with my daughter we don't really...

This helps so much with my daughter we don't really carry cash so this is really good. She gets her pocket money instantly she can save it or use it I can see exactly what it gets used for. I can give her some extra money for helping around the house too. She says it the best she can see the money going in when she finishes a task. Reviewed on: 9th April 2025

Always help in dispute very quickly

Always help in dispute very quickly Reviewed on: 9th April 2025

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