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Monzo: Under 16s account reviews

View other Monzo products
4.90
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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1%
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Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (946)

monzo is a good way for me to save money

5
monzo is a good way for me to save money Reviewed on: 11th April 2025
elyse's avatar
elyse

The account is great for my teenage boy whom I can k...

5
The account is great for my teenage boy whom I can keep tabs on his spending Reviewed on: 11th April 2025
Liam a's avatar
Liam a

Monzo have always been efficient at what they do and...

5
Monzo have always been efficient at what they do and outshine all other banks. It is for this reason that my wife moved over and my sons first account is with Monzo Reviewed on: 11th April 2025
Chris 's avatar
Chris

Finally a free kids' bank account!

5
Finally a free kids' bank account!! Previously I've been charged crazy high fees just for the privilege of sending my daughter £2.50. This was super easy to open, I'm an skint holder anyway and the card, as usual, arrived in record time. Reviewed on: 10th April 2025
Lydia's avatar
Lydia

Excellent under 16’s account full of features that i...

5
Excellent under 16’s account full of features that is free!! Reviewed on: 10th April 2025
N K's avatar
N K

Brilliant children’s bank account and card

5
Super easy set up and great communication from Monzo! So handy having it to view along side the adult Monzo in the app and easy to use/send money too! We used to have GoHenry but immediately cancelled as the service was so much better! My daughter loves being able to see her money and put it in different saving pots so thank you Monzo Reviewed on: 10th April 2025
Kesley B's avatar
Kesley B

Easy tool for u16s, good for them to practise with m...

5
Easy tool for u16s, good for them to practise with money Reviewed on: 10th April 2025
Katie H's avatar
Katie H

It’s really really good I love Monzo so much and it...

5
It’s really really good I love Monzo so much and it helps me with my savings Reviewed on: 10th April 2025
Keziah C's avatar
Keziah C

The under 16 offerring is brilliant.

5
The under 16 offerring is brilliant. Both of our children are able to save with personalised pots and manage their account regularly. Reviewed on: 10th April 2025
Mrs T's avatar
Mrs T

Easiest bank account to use!

5
Easiest bank account to use! Fab saving pots and interest rates. Reviewed on: 10th April 2025
CourtneyJane E's avatar
CourtneyJane E

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