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Monzo: Under 16s account reviews

View other Monzo products
4.90
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
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0%
2 star
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0%

Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (946)

Very happy fast with any problems you have easy tran...

5
Very happy fast with any problems you have easy transaction Reviewed on: 2nd March 2025
Darren R's avatar
Darren R

Easy to set up and use.

5
Easy to set up and use. Great tools to help a child understand good financial habits and planning Reviewed on: 1st March 2025
Rai L's avatar
Rai L

Easy to get card for under 16 and set up together wi...

5
Easy to get card for under 16 and set up together with main Monzo account. Nice flashy card too so child happy with look of the card Reviewed on: 26th February 2025
Bob's avatar
Bob

The way it's promoting a great service and easy to g...

5
The way it's promoting a great service and easy to get handle of it, I love using it on daily bases of my life, their social media isn't just professional but honored with humor I love reading their posts are the best on LinkedIn Reviewed on: 26th February 2025
Haram Karim's avatar
Haram Karim

Brilliant for the kids, they love that they have a c...

5
Brilliant for the kids, they love that they have a card to pay in there own Reviewed on: 22nd February 2025
Kirsty 's avatar
Kirsty

Excellent service, customers friendly and always pro...

5
Excellent service, customers friendly and always proactive in meeting customers need Reviewed on: 22nd February 2025
Grace A's avatar
Grace A

Fantastic

5
I've actually managed to save for the first time in my life. Bills are ahead and it's good to see when how much is due to come out Reviewed on: 21st February 2025
Krissie Coffman's avatar
Krissie Coffman

They are one and only in the market

5
They are one and only in the market Reviewed on: 21st February 2025
KevinK's avatar
KevinK

My child's monzo Card was free,and applying for the...

5
My child's monzo Card was free,and applying for the card was quick and easy. Reviewed on: 21st February 2025
TashP's avatar
TashP

Amazing bank and service

5
Very easy to use and brilliant for having direct access to your child’s funds. Making transactions both in and out so simple. Great way for the kids to monitor their pocket money Reviewed on: 20th February 2025
Ann E's avatar
Ann E

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