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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Everytime I have had an issue they have fixed it the...

Everytime I have had an issue they have fixed it the same day every single time. Very caring and respectful Reviewed on: 12th March 2025

Empowering My Son with Financial Independence

I set up an under-16 account for my son, and he absolutely loved the experience! It gave him a sense of independence as he managed his own money and spent it using Apple Pay. Reviewed on: 11th March 2025

Simple to use!

Very easy to access all information required via the app Reviewed on: 9th March 2025

Monzo are the best!

Monzo are the best! I have cancelled my Premier Account with Barclays and put everything with Monzo, easy and any issues are dealt with very quickly. Reviewed on: 7th March 2025

Great banking

Easy to use banking, swapped from major high street bank to monzo, everything is set out great and easy to use. Reviewed on: 6th March 2025

Great for young people

It is a really user friendly account for young people. Reviewed on: 6th March 2025

Been with mozo for 3 years no problem

Been with mozo for 3 years no problem Reviewed on: 5th March 2025

Great customer services.

Great customer services. Great idea for under 16 Reviewed on: 3rd March 2025

Very happy fast with any problems you have easy tran...

Very happy fast with any problems you have easy transaction Reviewed on: 2nd March 2025

Easy to set up and use.

Easy to set up and use. Great tools to help a child understand good financial habits and planning Reviewed on: 1st March 2025

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