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Monzo: Under 16s account reviews

View other Monzo products
4.90
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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1%
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0%
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Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
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Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (946)

Monzo is such a easy app to work, easy to use to tra...

5
Monzo is such a easy app to work, easy to use to transfer payments, or receive payments also… I love that I can see my money coming into my bank, seeing it visual Reviewed on: 13th March 2025
Demi H's avatar
Demi H

I had a good experience

5
I had a good experience I can’t complain it’s amazing Reviewed on: 12th March 2025
M j's avatar
M j

Everytime I have had an issue they have fixed it the...

5
Everytime I have had an issue they have fixed it the same day every single time. Very caring and respectful Reviewed on: 12th March 2025
Kathleen G's avatar
Kathleen G

Empowering My Son with Financial Independence

5
I set up an under-16 account for my son, and he absolutely loved the experience! It gave him a sense of independence as he managed his own money and spent it using Apple Pay. Reviewed on: 11th March 2025
Francisco's avatar
Francisco

Simple to use!

5
Very easy to access all information required via the app Reviewed on: 9th March 2025
Liz W's avatar
Liz W

Monzo are the best!

5
Monzo are the best! I have cancelled my Premier Account with Barclays and put everything with Monzo, easy and any issues are dealt with very quickly. Reviewed on: 7th March 2025
James D's avatar
James D

Great banking

5
Easy to use banking, swapped from major high street bank to monzo, everything is set out great and easy to use. Reviewed on: 6th March 2025
Rachel B's avatar
Rachel B

Great for young people

5
It is a really user friendly account for young people. Reviewed on: 6th March 2025
Jessica Y's avatar
Jessica Y

Been with mozo for 3 years no problem

5
Been with mozo for 3 years no problem Reviewed on: 5th March 2025
Charles Treasure 's avatar
Charles Treasure

Great customer services.

5
Great customer services. Great idea for under 16 Reviewed on: 3rd March 2025
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Anonymous

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