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Monzo: Under 16s account reviews

View other Monzo products
4.90
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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1%
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Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (946)

Good and easy to use .

5
Good and easy to use ..helpful on all time Reviewed on: 13th March 2025
Suguraj ra's avatar
Suguraj ra

They should have an option of small overdraft for pe...

4
They should have an option of small overdraft for people with bad or rebuilding credit as the cost of living is high and sometimes that few pounds would help Reviewed on: 13th March 2025
Daisy's avatar
Daisy

Very very good ay loved days cards

5
Very very good ay loved days cards Reviewed on: 13th March 2025
Emese T's avatar
Emese T

It has been the best banks account ever

5
It has been the best banks account ever Reviewed on: 13th March 2025
Scarlett C's avatar
Scarlett C

Superb bank!

5
Superb bank - very easy to set up, clear benefits and excellent customer service. Reviewed on: 13th March 2025
Alex O's avatar
Alex O

Money Management for children

5
It's free and I can control the account and give my child the ability to learn about managing money. Reviewed on: 13th March 2025
Selina's avatar
Selina

Excellent

5
No comments.in a short 'Excellent' Reviewed on: 13th March 2025
Sahan M's avatar
Sahan M

Best bank

5
Amazing experience with monzo opened my kid acc very fast response Reviewed on: 13th March 2025
Madiha Z's avatar
Madiha Z

Awesome experience since I joined Monzo

5
Awesome experience since I joined Monzo Reviewed on: 13th March 2025
Queen O's avatar
Queen O

Fantastic service always, very quick response replie...

5
Fantastic service always, very quick response replies to any issues Reviewed on: 13th March 2025
Michael L's avatar
Michael L

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