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Monzo: Under 16s account reviews

View other Monzo products
4.90
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
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0%
2 star
See only 2 star reviews
0%
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0%

Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (946)

Excellent service and awesome

5
Excellent service…no doubt to compare other financial institutions..great service and awesome customer experience Reviewed on: 14th March 2025
Hari N's avatar
Hari N

Excellent, user interface intera

5
Excellent, user interface intera Reviewed on: 14th March 2025
Zainab Owoyomi's avatar
Zainab Owoyomi

Very good banking app.

5
Very good banking app. Great for looking after money more better. Would definitely recommend to anyone I see Reviewed on: 14th March 2025
Sarah E's avatar
Sarah E

Very good bank by many miles.

5
Very good bank by many miles. I highly recommend it to others Reviewed on: 14th March 2025
Clever N's avatar
Clever N

Good banking app with great customer service

5
Good banking app with great customer service Reviewed on: 14th March 2025
Christopher A's avatar
Christopher A

Customer service is always fantastic

5
Customer service is always fantastic - very fast responses & any issues resolved well within expected timings. The app features are brilliant & I’ve never once felt like I would like to have a branch to go into Reviewed on: 14th March 2025
Gemma W's avatar
Gemma W

Seamless Service

5
It is a seamless service, communication is clear and it’s easy to use and secure. Reviewed on: 14th March 2025
Simbo O's avatar
Simbo O

Banking with Monzo has been the best thing I’ve done!

5
Banking with Monzo has been the best thing I’ve done! Reviewed on: 14th March 2025
Laura S's avatar
Laura S

Best bank I’ve been with, unlike the big banks when...

5
Best bank I’ve been with, unlike the big banks when I needed money they lent it to me and I could pay them back early Reviewed on: 13th March 2025
James s's avatar
James s

My experience with Monzo has being so amazing most e...

5
My experience with Monzo has being so amazing most especially the Monzo flex credit facility thank all thanks to Monzo Reviewed on: 13th March 2025
OLAIYA A's avatar
OLAIYA A

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