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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

Very good banking app.

Very good banking app. Great for looking after money more better. Would definitely recommend to anyone I see Reviewed on: 14th March 2025

Very good bank by many miles.

Very good bank by many miles. I highly recommend it to others Reviewed on: 14th March 2025

Good banking app with great customer service

Good banking app with great customer service Reviewed on: 14th March 2025

Customer service is always fantastic

Customer service is always fantastic - very fast responses & any issues resolved well within expected timings. The app features are brilliant & I’ve never once felt like I would like to have a branch to go into Reviewed on: 14th March 2025

Seamless Service

It is a seamless service, communication is clear and it’s easy to use and secure. Reviewed on: 14th March 2025

Banking with Monzo has been the best thing I’ve done!

Banking with Monzo has been the best thing I’ve done! Reviewed on: 14th March 2025

Best bank I’ve been with, unlike the big banks when...

Best bank I’ve been with, unlike the big banks when I needed money they lent it to me and I could pay them back early Reviewed on: 13th March 2025

My experience with Monzo has being so amazing most e...

My experience with Monzo has being so amazing most especially the Monzo flex credit facility thank all thanks to Monzo Reviewed on: 13th March 2025

Good and easy to use .

Good and easy to use ..helpful on all time Reviewed on: 13th March 2025

They should have an option of small overdraft for pe...

They should have an option of small overdraft for people with bad or rebuilding credit as the cost of living is high and sometimes that few pounds would help Reviewed on: 13th March 2025

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