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Monzo: Under 16s account reviews

4.90
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike

About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Under 16s account now

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Monzo Under 16s account reviews (946)

Friendly bank with great services

5
Monzo is always there when I need it. Super easy to use with an honest communication. Fair prices for the services and I like they keep evolving and adding more services. Reviewed on: 17th March 2025

So easy to put money into and access

5
So easy to put money into and access Reviewed on: 16th March 2025

Been with monzo for awhile now and I am very happy 0...

5
Been with monzo for awhile now and I am very happy 0 issues to report Reviewed on: 16th March 2025

Fast and quick response.

5
Excellent services …..customer service perfect! Reviewed on: 15th March 2025

The bank that keeps on giving

5
No issues and so many options and help available Reviewed on: 15th March 2025

My Excellent bank

5
Excellent bank account for me and my kids Reviewed on: 15th March 2025

Excellent service and the best bank in ...

5
Excellent service and the best bank in UK Reviewed on: 15th March 2025

Very good company love it there customer service te...

5
Very good company love it there customer service team are amazing Reviewed on: 14th March 2025

Easy to set up and keep an eye on...

5
Easy to set up and keep an eye on spending Reviewed on: 14th March 2025

Easy to use, love that I can customise my acc, also...

5
Easy to use, love that I can customise my acc, also that I was able to open an account for my 13 year old son. Reviewed on: 14th March 2025

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