Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Under 16s account reviews

View other Monzo products
4.90
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
Read all reviews Write a review

About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Under 16s account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Under 16s account reviews (946)

It's give a quick service and solve dispute very fas...

5
It's give a quick service and solve dispute very fast instead if traditional banks. Reviewed on: 19th March 2025
Manpreet S's avatar
Manpreet S

Just a great app everything’s easy and quick and mos...

5
Just a great app everything’s easy and quick and mostly instant Reviewed on: 18th March 2025
C's avatar
C

I love my monzo, so easy to navigate

5
I love my monzo, so easy to navigate Reviewed on: 18th March 2025
Chantale I's avatar
Chantale I

excellent , good , very friendly , honest

5
excellent , very friendly , honest Reviewed on: 18th March 2025
Sriravi's avatar
Sriravi

The free under 16 account is brilliant.

5
The free under 16 account is brilliant. My two boys aged 10 and 13 use thier own accounts to save money My older boy was skipping school dinners .He is now using his monzo card to buy lunch every day .He had a slight eating disorder due to his medication.He is now on the way to eating properly . Both boys no use separate pots to split any spending money and save for holidays and anything else they want to buy . Great product and thanks for allowing us to be beta users.This product allows us to restrict max payments and online use as well .We can move money around for them and pay directly into their saving pots .Although we now allow the boys to choose where they put their money. Great start and introduction to banking and saving Only downside is no interest on their savings . Apart from that a brilliant service and account Thanks again Reviewed on: 18th March 2025
David C's avatar
David C

absolutely love the design and experience of the und...

5
absolutely love the design and experience of the under 16s cards for my daughters Reviewed on: 18th March 2025
Vasudha 's avatar
Vasudha

Hands down the best bank.

5
The best bank, from the current account, flex card, children's accounts, everything is about usability and the customer experience. Top notch customer support as well. Hands down the best bank. Reviewed on: 18th March 2025
Martin W's avatar
Martin W

good products to help children learn financial educa...

5
good products to help children learn financial education adn form good habits for adulthood Reviewed on: 18th March 2025
Doris P's avatar
Doris P

Amazing bank.

5
Monzo is a great bank to use it even tells you how many transactions you have made in a certain shop and how much you spent in that shop in total etc it's great for keeping track of spendings too Reviewed on: 18th March 2025
Sam f's avatar
Sam f

Great bank

5
No problems at all, great bank. I have banked with Monzo for years and have now just got it for my 11 year old daughter Reviewed on: 17th March 2025
Stacey 's avatar
Stacey

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3188 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1149 reviews
    Monzo

  • Current account

    from Monzo 4.84 from 19428 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill