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Monzo: Under 16s account reviews

View other Monzo products
4.89
Based on 945 reviews, last reviewed 11th Jun 2026
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy mum & happy kid I am Bank of Scotland customer and I wanted a card for my 12 year old kid but they proposed me only card where I cannot see anything what's done on th... Read more Reviewed on: 11th June 2026
Agnieszka K's avatar
Agnieszka K

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

A free account for kids that keeps up as they grow up.

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Monzo Under 16s account reviews (945)

Just a great app everything’s easy and quick and mos...

5
Just a great app everything’s easy and quick and mostly instant Reviewed on: 18th March 2025
C's avatar
C

I love my monzo, so easy to navigate

5
I love my monzo, so easy to navigate Reviewed on: 18th March 2025
Chantale I's avatar
Chantale I

excellent , good , very friendly , honest

5
excellent , very friendly , honest Reviewed on: 18th March 2025
Sriravi's avatar
Sriravi

The free under 16 account is brilliant.

5
The free under 16 account is brilliant. My two boys aged 10 and 13 use thier own accounts to save money My older boy was skipping school dinners .He is now using his monzo card to buy lunch every day .He had a slight eating disorder due to his medication.He is now on the way to eating properly . Both boys no use separate pots to split any spending money and save for holidays and anything else they want to buy . Great product and thanks for allowing us to be beta users.This product allows us to restrict max payments and online use as well .We can move money around for them and pay directly into their saving pots .Although we now allow the boys to choose where they put their money. Great start and introduction to banking and saving Only downside is no interest on their savings . Apart from that a brilliant service and account Thanks again Reviewed on: 18th March 2025
David C's avatar
David C

absolutely love the design and experience of the und...

5
absolutely love the design and experience of the under 16s cards for my daughters Reviewed on: 18th March 2025
Vasudha 's avatar
Vasudha

Hands down the best bank.

5
The best bank, from the current account, flex card, children's accounts, everything is about usability and the customer experience. Top notch customer support as well. Hands down the best bank. Reviewed on: 18th March 2025
Martin W's avatar
Martin W

good products to help children learn financial educa...

5
good products to help children learn financial education adn form good habits for adulthood Reviewed on: 18th March 2025
Doris P's avatar
Doris P

Amazing bank.

5
Monzo is a great bank to use it even tells you how many transactions you have made in a certain shop and how much you spent in that shop in total etc it's great for keeping track of spendings too Reviewed on: 18th March 2025
Sam f's avatar
Sam f

Great bank

5
No problems at all, great bank. I have banked with Monzo for years and have now just got it for my 11 year old daughter Reviewed on: 17th March 2025
Stacey 's avatar
Stacey

Friendly bank with great services

5
Monzo is always there when I need it. Super easy to use with an honest communication. Fair prices for the services and I like they keep evolving and adding more services. Reviewed on: 17th March 2025
Mat M's avatar
Mat M

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