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Monzo: Under 16s account reviews

View other Monzo products
4.90
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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1%
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Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (946)

Great bank easy to use very helpful

5
Great bank easy to use very helpful Reviewed on: 25th March 2025
Mark p's avatar
Mark p

Love Monzo

5
Love Monzo I bank myself so love now my kids can to Reviewed on: 24th March 2025
Abby 's avatar
Abby

Excellent

5
Excellent customer service qick fast payments recieve funds earlier Reviewed on: 23rd March 2025
Ibby M's avatar
Ibby M

Brilliant

5
My son absolutely loves having his own card to be able to go in the shop whenever he wants think this is a brilliant way to teach children about money Reviewed on: 23rd March 2025
Sam f's avatar
Sam f

They have been great and I get paid a day earlier so...

5
They have been great and I get paid a day earlier so why not! Reviewed on: 22nd March 2025
Abigail C's avatar
Abigail C

Always helpful if its needed updating and upgrading...

5
Always helpful if its needed updating and upgrading there bank all the time Reviewed on: 22nd March 2025
Aoibheann 's avatar
Aoibheann

Best bank ever use

5
Best bank ever use best option I have with mine bank Reviewed on: 21st March 2025
Olezka F's avatar
Olezka F

Fast and very good.

5
Fast and very good. Had a good experience with them Reviewed on: 20th March 2025
Adeola o's avatar
Adeola o

A fun, simple account for kids!

5
Monzo have made it simple and effective to set up a young person's account which is not only free, but offers complete parental oversight and allows children to be in charge of their own finances. With both parents added and child having access to their own monzo app designed for them, the experience is well rounded and accessible for all. Reviewed on: 20th March 2025
Matt M's avatar
Matt M

U16 account

5
I received an email regarding the U16 account and while I was interested in getting one for my kids, I expected it to be a pain to open with fees that didn't make it worthwhile. I was very wrong. Took a few clicks and my boys received their cards in a few days. Outstanding and at 7 and 10, they'll remember Monzo forever as their first "account". Excellent way to teach kids about money from an early age and with the app they can access, it gives them all they could need and allows me to set controls for them too. Reviewed on: 20th March 2025
Scott I's avatar
Scott I

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