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Monzo: Under 16s account reviews

View other Monzo products
4.90
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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1%
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Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (946)

Brilliant

5
Brilliant banking service, always happy to help Reviewed on: 7th April 2025
Kayleigh S's avatar
Kayleigh S

Incredible.

5
Incredible. Easy to set up and gives all the kids the option to manage money properly Reviewed on: 7th April 2025
Kelly P's avatar
Kelly P

User-friendly!!

5
Most user-friendly app and easy navigation through accounts/account details Reviewed on: 4th April 2025
SA's avatar
SA

I like everything and I will recommend it to my frie...

5
I like everything and I will recommend it to my friends. Reviewed on: 3rd April 2025
Halyna Z's avatar
Halyna Z

Child account limitations

3
Childnunder 16 accounts would be perfect if they could hold and receive larger balances. My child works in theater and receives large payments for her work. She isn't able to use monzo as her main account because of balance limitations which is frustrating Reviewed on: 2nd April 2025
Jess G's avatar
Jess G

Love the App especially the sound effect when money...

5
Love the App especially the sound effect when money paid in Reviewed on: 1st April 2025
Tonylambert's avatar
Tonylambert

i love monzo

5
its been so helpful for me to learn about saving money, and to help me keep track of my spending and expenses, at such a young age aswell monzo has helped me adjust to spending my money wisely and not spending it anyway i want. Reviewed on: 29th March 2025
Eden H's avatar
Eden H

It’s. The best company

5
It’s. The best company that I even had a ever will Reviewed on: 29th March 2025
Anonymous A's avatar
Anonymous A

Best of the best

5
I have 3 under 16 accounts with 3 different cards. The kids love them. Easy to send and make payments. Connected to both mine & my husband to control and gifting links for the family. Reviewed on: 27th March 2025
OceyyBabyy's avatar
OceyyBabyy

Simply the best for kids account.

5
Simply the best for kids account. Simple and convenient way to save for my kid. Reviewed on: 25th March 2025
Olumide A's avatar
Olumide A

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