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Monzo: Under 16s account reviews

4.89
Based on 945 reviews, last reviewed 11th Jun 2026
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy mum & happy kid I am Bank of Scotland customer and I wanted a card for my 12 year old kid but they proposed me only card where I cannot see anything what's done on th... Read more Reviewed on: 11th June 2026
Agnieszka K's avatar
Agnieszka K

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike

About this product

A free account for kids that keeps up as they grow up.

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Monzo Under 16s account reviews (945)

Incredible.

5
Incredible. Easy to set up and gives all the kids the option to manage money properly Reviewed on: 7th April 2025

User-friendly!!

5
Most user-friendly app and easy navigation through accounts/account details Reviewed on: 4th April 2025

I like everything and I will recommend it to my frie...

5
I like everything and I will recommend it to my friends. Reviewed on: 3rd April 2025

Child account limitations

3
Childnunder 16 accounts would be perfect if they could hold and receive larger balances. My child works in theater and receives large payments for her work. She isn't able to use monzo as her main account because of balance limitations which is frustrating Reviewed on: 2nd April 2025

Love the App especially the sound effect when money...

5
Love the App especially the sound effect when money paid in Reviewed on: 1st April 2025

i love monzo

5
its been so helpful for me to learn about saving money, and to help me keep track of my spending and expenses, at such a young age aswell monzo has helped me adjust to spending my money wisely and not spending it anyway i want. Reviewed on: 29th March 2025

It’s. The best company

5
It’s. The best company that I even had a ever will Reviewed on: 29th March 2025

Best of the best

5
I have 3 under 16 accounts with 3 different cards. The kids love them. Easy to send and make payments. Connected to both mine & my husband to control and gifting links for the family. Reviewed on: 27th March 2025

Simply the best for kids account.

5
Simply the best for kids account. Simple and convenient way to save for my kid. Reviewed on: 25th March 2025

Great bank easy to use very helpful

5
Great bank easy to use very helpful Reviewed on: 25th March 2025

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