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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

User-friendly!!

Most user-friendly app and easy navigation through accounts/account details Reviewed on: 4th April 2025

I like everything and I will recommend it to my frie...

I like everything and I will recommend it to my friends. Reviewed on: 3rd April 2025

Child account limitations

Childnunder 16 accounts would be perfect if they could hold and receive larger balances. My child works in theater and receives large payments for her work. She isn't able to use monzo as her main account because of balance limitations which is frustrating Reviewed on: 2nd April 2025

Love the App especially the sound effect when money...

Love the App especially the sound effect when money paid in Reviewed on: 1st April 2025

i love monzo

its been so helpful for me to learn about saving money, and to help me keep track of my spending and expenses, at such a young age aswell monzo has helped me adjust to spending my money wisely and not spending it anyway i want. Reviewed on: 29th March 2025

It’s. The best company

It’s. The best company that I even had a ever will Reviewed on: 29th March 2025

Best of the best

I have 3 under 16 accounts with 3 different cards. The kids love them. Easy to send and make payments. Connected to both mine & my husband to control and gifting links for the family. Reviewed on: 27th March 2025

Simply the best for kids account.

Simply the best for kids account. Simple and convenient way to save for my kid. Reviewed on: 25th March 2025

Great bank easy to use very helpful

Great bank easy to use very helpful Reviewed on: 25th March 2025

Love Monzo

Love Monzo I bank myself so love now my kids can to Reviewed on: 24th March 2025

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