Write a review

Go to business site

Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

View other Monzo products

4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

Read all reviews Write a review

About this product

A free account for kids that keeps up as they grow up.

Review Monzo: Under 16s account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

A promising start for a new product

It's early days for Monzo's U16s account, and they still have a little way to go yet. It wasn't all plain sailing in getting our children's accounts set up and the names right on their cards, but they're enjoying managing their own accounts, and new features are still being added. Reviewed on: 15th February 2025

Easy to use and track your child’s spend, easy to ap...

Easy to use and track your child’s spend, easy to apply and manage Reviewed on: 15th February 2025

Under 16 account but no good for multiple parents

I opened an under 16s account for my two children, all been working fine. Monzo recently invited people to add additional parents / guardians to be able to access the account but they are unable to offer this to her despite her holding a joint Monzo account with me, her own Monzo business account. When raising they were unable to explain their decision. Reviewed on: 15th February 2025

It is the best bank ever ,I have had great experienc...

It is the best bank ever ,I have had great experience with them other the year I have been with them Reviewed on: 15th February 2025

Pots and high interest.

Pots and high interest. Good for managing budgets Reviewed on: 15th February 2025

Easy to use app, able to link family members

Easy to use app, able to link family members Reviewed on: 15th February 2025

Wonderful experience, I had a great experience my mo...

Wonderful experience, I had a great experience my money is intact and I don't get to stress myself when shopping Reviewed on: 15th February 2025

They give the best they can, Mind Rested

They give the best they can, Mind Rested Reviewed on: 14th February 2025

Very helpful

Always help straight away if you have a discrepancy they refund you straight away and chase the issue up Reviewed on: 14th February 2025

Great bank they put there customers first

Great bank they put there customers first Reviewed on: 14th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from ICICI Bank 5.00 from 2 reviews
Current Account
from CAF Bank 1.79 from 61 reviews
Student 20 Account
from Bank of Ireland 0.00 from 0 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Flex Purchase credit card
from Monzo 4.97 from 3173 reviews
Investments
from Monzo 4.94 from 1131 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub