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Monzo: Under 16s account reviews

View other Monzo products
4.90
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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1%
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Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (946)

Just what I needed for my son

5
Monzo under 16s account was just what I needed for my son. It's helping him be more conscious of his spending and learning to budget and easy for me to supervise Reviewed on: 18th February 2025
Emmanuella U's avatar
Emmanuella U

Super Easy to use.

4
Easy to use. Love how easy it is to see what money I have and where all on one page. Reviewed on: 15th February 2025
Caroline A's avatar
Caroline A

A promising start for a new product

4
It's early days for Monzo's U16s account, and they still have a little way to go yet. It wasn't all plain sailing in getting our children's accounts set up and the names right on their cards, but they're enjoying managing their own accounts, and new features are still being added. Reviewed on: 15th February 2025
Martin D's avatar
Martin D

Easy to use and track your child’s spend, easy to ap...

5
Easy to use and track your child’s spend, easy to apply and manage Reviewed on: 15th February 2025
Geoff C's avatar
Geoff C

Under 16 account but no good for multiple parents

1
I opened an under 16s account for my two children, all been working fine. Monzo recently invited people to add additional parents / guardians to be able to access the account but they are unable to offer this to her despite her holding a joint Monzo account with me, her own Monzo business account. When raising they were unable to explain their decision. Reviewed on: 15th February 2025
Andyg68uk's avatar
Andyg68uk

It is the best bank ever ,I have had great experienc...

5
It is the best bank ever ,I have had great experience with them other the year I have been with them Reviewed on: 15th February 2025
monica N's avatar
monica N

Pots and high interest.

5
Pots and high interest. Good for managing budgets Reviewed on: 15th February 2025
Charlotte's avatar
Charlotte

Easy to use app, able to link family members

5
Easy to use app, able to link family members Reviewed on: 15th February 2025
Purity M's avatar
Purity M

Wonderful experience, I had a great experience my mo...

5
Wonderful experience, I had a great experience my money is intact and I don't get to stress myself when shopping Reviewed on: 15th February 2025
Oyeyemi o's avatar
Oyeyemi o

They give the best they can, Mind Rested

5
They give the best they can, Mind Rested Reviewed on: 14th February 2025
Felix O's avatar
Felix O

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