Write a review

Go to business site

Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

View other Monzo products

4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

Read all reviews Write a review

About this product

A free account for kids that keeps up as they grow up.

Review Monzo: Under 16s account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

I love Monzo!

I love monzo. The little pots make it easier to save. Reviewed on: 14th February 2025

Simple and quick management of an under 16-year-old...

Simple and quick management of an under 16-year-old account Reviewed on: 14th February 2025

Flexible for user, convenience to credit transfer, s...

Flexible for user, convenience to credit transfer, safety Reviewed on: 14th February 2025

Easy app to use and lots of extras

Easy app to use and lots of extras Reviewed on: 14th February 2025

Whole family has accounts

I have been with monzo for about 3 years now, currently I have a personal and a joint account with my husband. It has helped us budget and manage our finances. All my three children have child accounts. I love the system and the guarentee you are protected. Reviewed on: 14th February 2025

The goal is still far away

We can always improve but for now very well. Reviewed on: 13th February 2025

This is the most reliable bank in the world

This is the most reliable bank in the world Reviewed on: 13th February 2025

Very easy to navigate.

Very easy to navigate. Easy account opening process. I like how they handle merchant offers. Love the savings pots. Reviewed on: 13th February 2025

My kids love it and they use it all the...

My kids love it and they use it all the time Reviewed on: 13th February 2025

Easy to set up and easy for my child to use.

Easy to set up and easy for my child to use. Reviewed on: 13th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from ICICI Bank 5.00 from 2 reviews
Current Account
from CAF Bank 1.79 from 61 reviews
Student 20 Account
from Bank of Ireland 0.00 from 0 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Flex Purchase credit card
from Monzo 4.97 from 3173 reviews
Investments
from Monzo 4.94 from 1131 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub