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Monzo: Under 16s account reviews

View other Monzo products
4.90
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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1%
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Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (946)

Very helpful

5
Always help straight away if you have a discrepancy they refund you straight away and chase the issue up Reviewed on: 14th February 2025
Andrew W's avatar
Andrew W

Great bank they put there customers first

5
Great bank they put there customers first Reviewed on: 14th February 2025
Cheryl L's avatar
Cheryl L

I love Monzo!

5
I love monzo. The little pots make it easier to save. Reviewed on: 14th February 2025
Carlie L's avatar
Carlie L

Simple and quick management of an under 16-year-old...

5
Simple and quick management of an under 16-year-old account Reviewed on: 14th February 2025
David Walton's avatar
David Walton

Flexible for user, convenience to credit transfer, s...

5
Flexible for user, convenience to credit transfer, safety Reviewed on: 14th February 2025
Chris W's avatar
Chris W

Easy app to use and lots of extras

5
Easy app to use and lots of extras Reviewed on: 14th February 2025
Vickie H's avatar
Vickie H

Whole family has accounts

5
I have been with monzo for about 3 years now, currently I have a personal and a joint account with my husband. It has helped us budget and manage our finances. All my three children have child accounts. I love the system and the guarentee you are protected. Reviewed on: 14th February 2025
H Sarah's avatar
H Sarah

The goal is still far away

5
We can always improve but for now very well. Reviewed on: 13th February 2025
Luca's avatar
Luca

This is the most reliable bank in the world

5
This is the most reliable bank in the world Reviewed on: 13th February 2025
Adedeji D's avatar
Adedeji D

Very easy to navigate.

5
Very easy to navigate. Easy account opening process. I like how they handle merchant offers. Love the savings pots. Reviewed on: 13th February 2025
Biba I's avatar
Biba I

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