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Monzo: Under 16s account reviews

View other Monzo products
4.90
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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1%
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Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (946)

My kids love it and they use it all the...

5
My kids love it and they use it all the time Reviewed on: 13th February 2025
Hadi 's avatar
Hadi

Easy to set up and easy for my child to use.

5
Easy to set up and easy for my child to use. Reviewed on: 13th February 2025
Joanne M's avatar
Joanne M

Excellent .

5
Excellent . Works for my grandkids and unlike other banks... No monthly fees Reviewed on: 13th February 2025
Bernie 's avatar
Bernie

I like the payment early

5
Good keeping money safe and the getpaid early Reviewed on: 13th February 2025
Natasha f's avatar
Natasha f

Using for my daughter and it’s amazing

5
Using for my daughter and the experience so far was just amazing Reviewed on: 13th February 2025
MEISHA's avatar
MEISHA

Monzo, your reliable bank

5
I enjoy their products and the app is so easy to understand. Their process and processing time is fantastic. Reviewed on: 13th February 2025
Oluwole O's avatar
Oluwole O

Love monzo.

5
Love monzo. Great app. Find high street banks a pain Reviewed on: 13th February 2025
nathaniel's avatar
nathaniel

Really good service very fast good exchange rate

5
Really good service very fast good exchange rate Reviewed on: 13th February 2025
Mahdi F's avatar
Mahdi F

Never had any issues whatsoever.

5
Never had any issues whatsoever. Reviewed on: 13th February 2025
Sally K's avatar
Sally K

Dream Bank

5
Wonderful experience with Monzo since 2021 Reviewed on: 13th February 2025
Gonila Hassnain's avatar
Gonila Hassnain

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