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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (803 reviews)

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4.97

Based on 803 reviews, last reviewed 7th Mar 2026

38900% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

So easy to use Both my girls are under 16 and using Monzo now. It’s so easy to transfer money to them from any account. Very easy to add the app to their phones so t... Read more Reviewed on: 7th March 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (803)

Love Monzo

One of the best banks I have ever had Reviewed on: 9th February 2025

Every thing about Monzo is excellent

Every thing about Monzo is excellent Reviewed on: 9th February 2025

Online bank I recommend

It's easy to use and gives great advice to I best and save money Reviewed on: 9th February 2025

My kids absolutely love having their own bank cards

My kids absolutely love having their own bank cards Reviewed on: 9th February 2025

Staff are super helpful never had a problem with Monzo

Staff are super helpful never had a problem with Monzo Reviewed on: 9th February 2025

Best bank by far

From all of the high street banks we found Monzo the simplest and most effective in providing my son with his first bank account Reviewed on: 9th February 2025

Generally a good bank..

Generally a good bank however unfortunately not had a great experience recently with customer service. Reviewed on: 9th February 2025

Great bank

Been with Monzo for over 4 years now and cannot complaint - all been amazing so far and I am happy with all that Monzo has to offer Reviewed on: 9th February 2025

Incredible value, especially because it is free!

Incredible value, especially because it is free! Reviewed on: 9th February 2025

Fantastic!

Definitely the best experience I’ve had with opening a kids account! It was so easy and the fact she gets her own card and pin allows us to teach our 6 year old the value of money and responsibility in saving. Reviewed on: 9th February 2025

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