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Monzo: Under 16s account reviews

4.90
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike

About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (946)

My little girl loves her account, been able to see h...

5
My little girl loves her account, been able to see her pocket money topping up and also having a card in her favourite colour! I can't wait for my son to be old enough to have one. Reviewed on: 12th February 2025

Best account I've ever used, with so many benefits j...

5
Best account I've ever used, with so many benefits just by being a monzo customer Reviewed on: 12th February 2025

Friendly and very easy to set up!

5
Friendly easy to use and helps kids learn to budget from a great age! Reviewed on: 12th February 2025

All I was looking for

5
I found everything that was looking for and wanted. Reviewed on: 12th February 2025

Monzo is the best!

5
Very happy with monzo, has been extremely easy to use online banking and a bonus that earnings go in early. Has 100% been the best bank I've been with. Have recommended to several friends now. Reviewed on: 12th February 2025

Better than high street banks and very easy to use

5
Better than high street banks and very easy to use Reviewed on: 12th February 2025

Love the pots idea my little love it

5
Love the pots idea my little love it Reviewed on: 12th February 2025

Amazing great bank!

5
Amazing great bank!! Natshitwest halidump,and the rest nothing on monzo Reviewed on: 12th February 2025

It's been brilliant!

5
It's been brilliant! Best bank hands down. Features, ease of use etc, just the best Reviewed on: 12th February 2025

Best bank

5
The App is seamless to use and loads of improvements from time to time in the services rendered Reviewed on: 12th February 2025

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