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Monzo: Under 16s account reviews

View other Monzo products
4.90
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
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0%
2 star
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Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
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About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Under 16s account reviews (946)

Great experience, customer service are always on han...

5
Great experience, customer service are always on hand to help when needed. Reviewed on: 12th February 2025
Victoria Bennett's avatar
Victoria Bennett

Fast, efficient, excellent

5
Fast, efficient, excellent customer care, app is very easy to use, would highly recommend Reviewed on: 12th February 2025
Kate w's avatar
Kate w

Yes Monzo !

5
Been with Monzo several years and very easy to use Reviewed on: 12th February 2025
Claire Derrick's avatar
Claire Derrick

Excellent bank...

5
Monzo are efficient and very helpful, I feel my money is safe Reviewed on: 12th February 2025
Jane P's avatar
Jane P

Amazing experience

5
Great ,happy with Monzo,a lot off benefits Reviewed on: 12th February 2025
Alina V's avatar
Alina V

Best bank in Britain, with an excellent app, great f...

5
Best bank in Britain, with an excellent app, great features, excellent customer service and more. At first I wasn't sure on digital challenger banks, but I now use Monzo as my primary bank account and have done for many years. Reviewed on: 11th February 2025
Richard S's avatar
Richard S

All round great experience, marvellous bank

5
All round great experience, marvellous bank Reviewed on: 11th February 2025
Simon F's avatar
Simon F

I have never had any bother and travelled all over t...

5
I have never had any bother and travelled all over the world with my Monzo card. Reviewed on: 11th February 2025
Tracy Mc's avatar
Tracy Mc

I have banked with a few different providers but I m...

5
I have banked with a few different providers but I must say Monzo has been the best by far! Reviewed on: 11th February 2025
Jordan G's avatar
Jordan G

Amazing!

5
Amazing, I love my.bank and to be able to have my children have cards that I can easily put pocket money into so I can not remove all my.cards from their devices is just so worth it. No fees for the cards either and fab colours like Pokemon Reviewed on: 11th February 2025
Natalie L's avatar
Natalie L

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