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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.97 (944 reviews)

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4.97

Based on 944 reviews, last reviewed 20th Apr 2026

52700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

99%

2 star

Latest highest rating:

5

A game changer for kids accounts The Monzo account for under 16’s has been a game changer. With no fees, a straightforward app and, most importantly, the ability to manage alongside m... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026

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About this product

A free account for kids that keeps up as they grow up.

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Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (944)

the best bank iv ever had

the best bank iv ever had, with having my son have a card linked to my account is fantastic. I also love the pots and the ability to pay direct debit s from individual pots. Reviewed on: 11th February 2025

perhaps this is the best modern bank which is very e...

perhaps this is the best modern bank which is very easy to use and at the same time protected from scam Reviewed on: 11th February 2025

Effortless!

Effortless! Easy to manage. Can tailor the experience to each of my children's individual ages/needs. Love that the accounts are actually just an extension of mine but their card is their own. The app is flawless for them to use. Reviewed on: 11th February 2025

A very good bank, very prompt.

A very good bank, very prompt. I love Monzo Reviewed on: 11th February 2025

Wonderful and smart.

Wonderful and smart. Innovative and up-to-date service Reviewed on: 11th February 2025

Perfect u16 account

Easy to set up and simple to manage Reviewed on: 11th February 2025

Brilliant kids accounts

Easy to set up and easy to use for the kids Reviewed on: 11th February 2025

A great start, with promising future updates.

The features the came with the U16's account when it launched are excellent, with great promise for further feature upgrades in the future, as well as further controls and measures upcoming. The level of control currently available is great for what we need, and I'm anticipating future updates! Reviewed on: 11th February 2025

Easy to use.

Easy to use. Good way of saving and keeping an eye on their spending. Reviewed on: 11th February 2025

Simple, easy, quick responses, great products, lots...

Simple, easy, quick responses, great products, lots of money saving ans cashback options Reviewed on: 11th February 2025

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