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Monzo: Under 16s account reviews

4.90
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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1%
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0%
2 star
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0%

Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike

About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Under 16s account now

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Monzo Under 16s account reviews (946)

Easy to use.

5
Easy to use. Good way of saving and keeping an eye on their spending. Reviewed on: 11th February 2025

Simple, easy, quick responses, great products, lots...

5
Simple, easy, quick responses, great products, lots of money saving ans cashback options Reviewed on: 11th February 2025

My 6 year old loves his bank account

5
My 6 year old loves his bank account, he even has pots to keep his savings separate from his spending. Reviewed on: 11th February 2025

Great way to teach my daughter the value of money I...

5
Great way to teach my daughter the value of money I can track all her spending it’s great Reviewed on: 11th February 2025

No issues at all with the worlds greatest bank

5
No issues at all with the worlds greatest bank Reviewed on: 11th February 2025

Easy to open and Monzo.me

5
Easy to open and Monzo.me is great for the grandparents to drop in pocket money to their accounts. Reviewed on: 11th February 2025

Best bank. So easy

5
Really clear help on the app and if you have to message a himan Reviewed on: 11th February 2025

Only bank I’d recommend

5
Brilliant bank brilliant service never had a problem Reviewed on: 11th February 2025

Prompt services

5
Prompt response to enquiry and resolution of dispute Reviewed on: 11th February 2025

Great minor bank account

5
Great .easy to use account, helping young people how to manage money. Reviewed on: 10th February 2025

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