Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Under 16s account reviews

View other Monzo products
4.90
Based on 946 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
1%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic & free! Monzo’s free under 16s account has helped my children to learn how to manage their money effectively. Two of my children have decided to stick with Mo... Read more Reviewed on: 20th August 2026
Abi Jones's avatar
Abi Jones

Latest lowest rating:

1

U16 account is a nightmare-avoid at all costs It is aboslutely the worst experience trying to set up a child account in Monzo. I cannot believe it has such a high rating. Links don't work, it is c... Read more Reviewed on: 11th April 2026
Mike's avatar
Mike
Read all reviews Write a review

About this product

Monzo offer a free bank account for under 16s, with controls set by their parent or guardian.

Kids get their own neon card and can see their money in the Monzo app. Parents or Guardians can keep an eye on the account, set spending limits and schedule pocket money.

Monzo under 16s account reviews help you find out what it’s like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Under 16s account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Under 16s account reviews (946)

Monzo is innovative, proactive and leaves no stone u...

5
Monzo is innovative, proactive and leaves no stone unturned in the service of customers. I'm always wowed by thier service. Reviewed on: 10th February 2025
Olalekan Fatoki's avatar
Olalekan Fatoki

I've been with Monzo since 2016, I'll never change!

5
I've been with Monzo since 2016, I'm a Beta user, an investor and have all my accounts, loans, investments and pensions with Monzo.100/10 They're great! Reviewed on: 10th February 2025
Ben L's avatar
Ben L

They go above and beyond for customers

5
They go above and beyond for customers Reviewed on: 10th February 2025
Terri M's avatar
Terri M

My experience has been good.

4
My experience has been good. As a parent, I am able to monitor the account as required. The only issue we’ve realised is that one is unable to withdraw from the account Reviewed on: 10th February 2025
Kemi 's avatar
Kemi

Brilliant ve own cards no...

5
Always easy to access account kids have own cards no charge shows balance in and out Reviewed on: 10th February 2025
Vicky Babic's avatar
Vicky Babic

monster is a great app because it it's easy to use...

5
monster is a great app because it it's easy to use to and it helps us a lot the best of best for me Reviewed on: 10th February 2025
Papi S's avatar
Papi S

Always excellent customer service and easier to mana...

5
Always excellent customer service and easier to manage money Reviewed on: 10th February 2025
Carly m's avatar
Carly m

Excellent App.

5
Excellent App. Quick response to scam and fraud cases. Easy to use under 16s app Reviewed on: 10th February 2025
Mrunal's avatar
Mrunal

Fantastic bank and free of charge and kids accounts too

5
Fantastic bank and free of charge and kids accounts too Reviewed on: 10th February 2025
Laura D's avatar
Laura D

Easy to use for both my daughter and myself and othe...

5
Easy to use for both my daughter and myself and other people can pay money to her with ease Reviewed on: 10th February 2025
Russell D's avatar
Russell D

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3188 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1149 reviews
    Monzo

  • Current account

    from Monzo 4.84 from 19427 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill